Head Of Credit (Md)
Current• Headed the commercial, brand, and data strategy for a dynamic digital lead generation startup specializing in the Insurance, Banking, and Debt industries (FSP/Fintech), assuming full end-to-end responsibility for the business operations.• Drove growth of the Profit and Loss (PNL) by strategically assessing client requirements, acquiring and managing data, and crafting effective brands, campaigns, and customer journeys. • Drove sales for prominent FSP clients including African Bank, Sanlam, Old Mutual, Clientele, Hollard, and industry leaders. • Deployed a diverse range of channels including Web, FB, WhatsApp, Bots, AVM, USSD, TV, and Radio.• Encompassed ownership of data management, journey design, brand development, marketing initiatives, commercial operations, as well as new client and affiliate acquisition. • Led negotiations, including the creation of legal and commercial contracts. • Established and nurtured direct relationships with over 50 businesses, showcasing a proactive approach in a lean, cross-functional environment characterized by high operational intensity.Notable Achievements:• Achieved exceptional growth metrics since inception, including a 300% expansion of the client portfolio and affiliate partner network. • Generated remarkable increases of more than 1000% in Revenue, Gross Profit (GP), and Earnings Before Interest and Taxes (Ebit), consistently sustaining month-on-month growth. • Implemented a strategic shift resulting in a new business category, which now accounts for over 40% of GP and recently led to a successful acquisition in the same category.• Managed a dedicated team of 4 direct reports and oversaw a cross-functional team of 15, demonstrating strong leadership and managerial skills in a fast-paced, high-growth environment.