Werner Schultz is an Independent Financial Advisor at Optimum Financial Services with eighteen years of industry experience. He is committed to helping individuals, organizations, and companies to advance to their set financial goals. Werner specialises in Personal Estate & Retirement Planning, Risk Cover, Business Assurance & Investment planning. He uses his industry knowledge and experience to the advantage of his clients.By focusing on the most suitable advice and fulfilling customer expectation, Werner has been able to put his Advanced Certificate in Financial Planning (NQF 6-Millpark Business School) and various other Industry qualifications to good use. Over the years, Werner received various accolades as Consultant, at former Insurance Companies he represented and managed to travel abroad as a reward for those accomplishments. Werner is passionate about the industry, networking, client satisfaction, and walking the extra mile. He enjoys helping his clients with their financial goal-setting and the implementation of models to reach their set goals. Werner is a camper, traveller, and hunter, enjoys fishing, and loves the outdoors, and spending time with his family & friendshttps://www.optimumgroup.co.za/