Responsible for Compliance, Operational Risk, Internal Audit, and Bank Secrecy Act / Anti-Money Laundering functions. Handles regulatory examinations and inquiries for OCC, Federal Reserve and FDIC. Oversees 15 staff plus multiple vendor management relationships and associated budget. Facilitates Board Compliance Committee, Board Audit Committee, New Product Risk Committee. Maintains and enforces provisions for approximately 40 bank policies. Assesses compliance for all bank 'ABC' policies and determines whether risk levels are within industry accepted risk tolerance levels. Produces key risk indicators evidencing Board of Directors commitments and internal administrative targets.

Performs second line of defense validation and challenge of risk and control self assessments, BC 236 reviews, and NACHA Operating Rules third-party audits.Contributes to program framework supporting remediation and successful closure of Payments Systems Office (PSO) Matters Requiring Attention (MRA) regulatory findings.Manages advisory relationships with Business Unit Risk Managers and their staff to promote accurate and consistent first line of defense deliverables in line with the Bank's established risk tolerance levels.

• Performs Dodd-Frank Act support for stress testing, including process and data control testing, quality assurance, key performance indicators, and policy / framework development for CCAR, DFAST.• Manages regulatory relations, audits and examinations, risk and control self-assessments (RCSAs), policy and procedure development, support of new business, internal and external reporting, and special projects, including Dodd-Frank Act, Resolution Plan submissions and Rule 1073 adherence. • in prior role, served as Senior Risk Manager for $2.4 trillion Payment Operations group, including Wire transfer, ACH, Treasury Operations, and Transaction Services. Representative on Customer Due Diligence and New Product / Business Approval Committees and various executive challenge committees. • Leadership role in assessing AML / BSA risks across product lines, assessments / quality assurance testing of OFAC screening software, analysis of Bitcoin introduction, and lead in customer due diligence review of new business opportunities. Coordinated Wells Fargo, Deutsche Bank correspondent relationships. • Liaison with Corporate Products and Services, Legal, Compliance, Fraud Risk, and Anti-Money Laundering areas to further common control objectives.

• Responsible for overseeing approval, maintenance, management and accessibility of policies, procedures and job aids. • Coordinates internal and regulatory communications, including Management Risk Committee, Board Risk Committee, Audit, Federal Reserve and SEC.

• Participated in corporate response to mortgage servicing consent order received from the OCC by facilitating a comprehensive risk assessment and MIS to senior management and Mortgage Board • Served as an institutional liaison in compliance, building a program comprised of key risk indicators, policies and procedures, new product ris review, anti-money laundering analysis, and country risk reporting

• Delivered assessment of enterprise risk intelligence reviewed by Board of Directors, spanning strategic, financial, operational, and commercial activities • Established crisis management and new business governance globally for a firm running securities exchanges, clearinghouses, and technology solutions in more than 70 countries

• Global Risk Manager for Wealth Planning, Wealth Management Research, and Chief Operating Office. Performed New Business Initiation review and Control Plan for Single Security Research business launch. • Responsible for oversight of Quality Assurance managers plus business lines development of incident management practices for Basel II, MiFID implementation for November 1st European compliance, disaster recovery oversight, and initiation of comprehensive risk repository.

• Spearheaded Basel II – Operational Risk regulatory initiative for Global Wealth Management (Retail Brokerage) business. Stage I focus is improvement of supervisory controls by implementing operational risk governance practices across all business units through creation and introduction of “ORM-in-a-Box” program. • Facilitated Operational Risk Steering Committee responsible for new technology selection, risk budgeting, hiring of risk management personnel, and Board of Directors reporting. • In charge of training program spanning international offices, domestic regional Front Offices, and product managers.

• Responsible for Basel II and Sarbanes-Oxley implementation for Operational Risk team. • Implemented key performance indicators and enterprise risk metrics used to determine internal control effectiveness, including trend analysis for executive management. • Ensured quality and completeness of operational risk data. Maintains issues tracking database for issues identified by audit, regulatory and control self-assessment reviews along with mitigating action plans. • Served as regulatory liaison to Federal Reserve Bank of San Francisco, New York State Banking Department, OCC, FDIC, and external auditors.