• Creation, implementation and monitoring of all investment models on the Managed Account Platform.• Placement of all trades and execution of Commonwealth Model Management Program.• Communicate periodic investment & economic themes to advisors and clients. • Provide quarterly investment commentary for newsletter.• Hold monthly investment committee meetings with advisors.• Performance tracking of investment allocations and development and ongoing comparisons to relevant benchmark.• Researching available outside investment vehicles including fixed and variable annuities, mutual funds, ETFs, additional separately managed account strategies/managers, and structured products.This communication is strictly intended for individuals residing in the states of OH. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services.Securities offered through Commonwealth Financial Network®, member www.FINRA.org/www.SIPC.com.McCarthy & Cox Retirement & Estate Specialists127 West 5th St, Marysville, OH 43040937.644.0351Please review our Terms of Use here: www.commonwealth.com/termsofuse.html

• Director of the Suitability and Trading Team, responsible for the suitability review process of all new business, including fixed and variable annuities, variable life, managed accounts, financial plans, mutual funds, and brokerage accounts.• Decreased average time to process a new business case by 27% with 13% higher business volumes. This resulted in member funds getting to market 1-2 days faster.• Integral in implementing SunGard’s Customer OnBoard, the Broker/Dealer’s largest technology investment to date. This resulted in not-in-good-order paperwork decreasing to under 10%, allowing a deeper focus on Suitability concerns.• Wrote, and manages and executes policies and procedures to remain in compliance with laws and regulations in the Customer OnBoard environment.• Successfully navigated the Home Office OSJ through the 2015 FINRA cycle audit.• Prepares and delivers presentations to matrix partners and senior leadership.• Cultivates talent, preparing them for the next stages of their careers, and ensuring the Broker/Dealer has succession plans.

• Served as an OSJ Supervising Principal in the Central and Northwest Ohio region. • Automated Firm’s Supervisory Visit program using RegEd’s AuditTrax technology, saving the Firm $22,000 annually. Awarded Nationwide Financial's 2014 Innovation Award..• Reviews and monitors trade activity, Supervisory Surveillance Reports for potential red-flag activity and conducts necessary follow-up with RRs, as needed. • Conducts Supervisory Visits of registered branch locations. • Reviews and approves advertising, sales materials and correspondence. • Assists Corporate Compliance, the Office of General Counsel and/or Internal Investigations Unit on RR internal investigations, as required.

• Assessed Compliance risks related to social media websites and communicated effectively with the business on a day-to-day basis. • Reviewed Private Securities transactions and Passive Investments of RRs, analyzed risk, and obtain necessary approvals. • Presented Annual Compliance Meetings and other training to groups ranging in size from 20 up to 200+.• Served as Firm’s subject matter expert for options, Municipal securities, privacy, and electronic storage.• Conducted branch audits of Remote Offices and Offices of Supervisory Jurisdiction.

• Managed team responsible for the management of $2 billion in separately managed accounts.• Researched investment opportunities via Quantitative and Qualitative analysis, and proposed buying and/or selling stocks, options, structured products, closed end funds and a variety of fixed income products. Prepared research reports to support recommendations. • Reviewed new separately managed accounts, brokerage accounts including margin and options accounts, and served as Firm’s Senior Registered Options Principal.• Responsible for filing and updating Firm’s Form ADV.• Designed and implemented all Compliance procedures currently in use at the Firm.• Created block trading program and supervised the Firm’s equity, fixed income, and option activities.

• Managed team of 25 representatives for Preferred Client Group of online brokerage firm, responsible for motivating them to achieve peak performance and contribute to overall company objectives. • Responsible for recruiting, hiring and supervision of the sales associates. • Conducted quarterly and annual reviews, and performed ongoing sales and technical training. • Reviewed and approved new brokerage accounts including margin accounts and options accounts. • Played an integral part of roll-out of Managed Accounts Program to high net worth client groups. • Responsible for oversight of trading desk and margin activities.