Whitney Bruce, Cpa Email & Phone Number

Charlotte, North Carolina Area

Charlotte, North Carolina

- Budgeting, planning, forecasting, FP&A as well as financial stewardship & counsel.- Month-end close including posting journal entries and performing reconciliations.- Present and clearly articulate financial results of the LOB as well as provide variance commentary to business partners.- Develop models / tools for early identification of financial trends and drivers for use across business segments.- Make recommendations for issue resolution, maintain and improve current financial models.

Charlotte, Nc

- Head of Enterprise Liquidity Coverage Ratio (LCR) reporting efforts for the U.S. including 3 standalone banks, 4 broker-dealers and 3 other legal entities.- Develop and deliver presentations to executive management.- Calculation of Liquidity Coverage Ratio for monthly estimate reporting to executive management and regulators, for annual Recovery & Resolution Planning purposes and for semi-annual Quantitative Impact Studies (QIS).- Partner with technology to move LCR reporting from manual Excel calculations to systemically automated calculations.

New York, Ny

- Generated quarterly Basel I and monthly Basel II corporate and bank level capital reports (FR Y-9C, FFIEC 101, FFIEC 031, FFIEC 041)- Analyzed and presented trends and variances driving changes in the risk-based capital ratios to senior management- Completed annual Comprehensive Capital Analysis & Review (CCAR) FR Y-14A templates- Supervised and reviewed the work of up to four analysts- Served as the Sarbanes-Oxley representative for Basel I & II capital ratios- Served as the liaison between the Capital Reporting and the SEC Reporting & Regulatory Reporting groups- Supported ad hoc business unit requests pertaining to risk-based capital

Charlotte, North Carolina Area

- Established and implemented an effective board-approved risk-based internal audit function and program.- Prepared annual comprehensive budget and earnings forecast which included a complete review of income and expense accounts conducted for the purpose of identifying areas where earnings might be improved, with particular emphasis given to improving the net interest margin.- Managed and maintained Sarbanes-Oxley (SOX) Act Section 404 internal control assessment program.Served as chair of the Compliance Committee and the IT Steering Committee.- Coordinated the scheduling of and attended all quarterly Audit Committee meetings.- Served as primary contact for external auditors and facilitated the gathering of all prepared by client (PBC) requests.- Researched various accounting pronouncements to assist management in ensuring compliance with GAAP, regulatory requirements, and industry best practices.

Charlotte, Nc

- Supervised and managed audit staff development and progress while acting in the capacity as lead through various public and private company financial statement audits, consulting engagements, interest rate risk procedures, and a mixture of other agreed-upon procedures.- Performed quarterly and annual reviews of public filings (10-Q, 10-K, etc.) for public clients to ensure filings are in accordance with the Securities and Exchange Commission (SEC). - Researched various audit and accounting pronouncements and applied knowledge to efficiently and effectively perform necessary requirements.- Contributed with firm practice development activities expanding client base through growth and acquisition of new client relationships.- Managed group of current and new firm relationships acting as key contact responsible for service quality delivery and client deliverable management. - Recruited by firm from former employer to add strength, experience, and energy to core financial institution/commercial bank auditing team to assist the firm in growth of the Charlotte financial institution group.- Responsible for coordination of all Charlotte financial institution and benefit plan engagement scheduling, including staffing and logistics.

Atlanta, Ga

- Supervised and managed audit staff development and progress while acting in the capacity as lead through various public and private company financial statement audits, consulting engagements, and a mixture of other agreed-upon procedures.- Researched various audit and accounting pronouncements and applied knowledge to efficiently and effectively perform necessary requirements.- Managed group of current and new firm relationships acting as key contact responsible for service quality delivery and client deliverable management. - Planned, performed, and managed financial statement audits for a variety of public and non-public commercial financial institutions. - Responsible for performing risk based testing and procedures, training and oversight of in-field staff, managing relationship with client, and acting as a liaison to partner in-charge and concurring reviewer during in-field review. - Outsourced by commercial banks for use in a variety of consulting engagements including: full scope internal audit examinations and functions, branch operational examinations, and other various agreed-upon procedures. - Performed quarterly and annual reviews of public filings (10-Q, 10-K, etc.) for public clients to ensure filings are in accordance with the Securities and Exchange Commission (SEC).

Atlanta, Ga

- Planned, performed, and managed financial statement audits for a variety of public and non-public commercial financial institutions. - Responsible for executing audit test procedures, while training and oversight of in-field staff, managing relationship with client, and acting as a liaison to partner in-charge and concurring reviewer during in-field review. - Executed Sarbanes-Oxley (SOX) internal control engagements for non-audit clients, which included testing of SOX compliance for various public financial institutions in accordance with Public Company Accounting Oversight Board (PCAOB) Standard #2 as part of financial statement audits.- Researched various audit and accounting pronouncements and applied knowledge to efficiently and effectively perform necessary requirements.- Outsourced by commercial banks for use in a variety of consulting engagements including: full scope internal audit examinations and functions, branch operational examinations, various financial fraud investigations, mixture of federal regulation compliance testing engagements, and other various agree-upon procedures.

Bs, Accounting

Activities and Societies: Kappa Alpha Theta

Bs, Finance

Activities and Societies: Kappa Alpha Theta