FHA, VA, Conventional, Bank Statement, DSCR. Low rates, excellent customer service and extensive knowledge qualifying clients.

Truly an honor being part of the First Choice team. Great rates, fast turnaround, loan products for everyone.Currently licensed in 49 states including Hawaii.The mission of First Choice Loan Services Inc. is to create a positively significant and deeply sincere impression on all we serve. I am dedicated to opening doors to home financing while providing a boutique-style mortgage experience with exceptional service to every home buyer, homeowner and business partner. By exemplifying servant leadership, we are committed to improving the quality of our local communities.

We are a mortgage company that helps agents separate themselves further from the competition. If you would like to hear more about what I can offer your growing business, It would be my pleasure to sit down with you for a coffee, tea or lunch.I take great pride in dealing with borrower's and handle each with respect, class and most importantly always available to be reached.

Built everything from a log cabin in Mt. Laguna to complete remodels around the county.Favorite job was turning a home that was falling apart at the seams and needing complete renovation into someones dream home within 2 months. We ripped up the 35 year old carpet only to find the original hardwood (that was blackened by carpet glue and staples throughout. 1 week later the hardwood was restored and gorgeous. (was told it could not be done, complete waste of time). New drywall, electrical, plumbing, tile, landscaping, fixtures, demolition, trash removal, etc.There were only 2 of us working on this property. It sold the day we finished. Thank you Ginny Winkler for the opportunity to work on the home. You are a fabulous agent to your clients and speaking from experience went above and beyond to make it a great experience for everyone involved.