Willem Wellinghoff Email & Phone Number

London, Gb

London, United Kingdom, Gb

Ecommpay is a highly innovative technology first merchant acquirer having developed its proprietary open technology payment orchestration platform focused on delivering tailored solutions for merchants in E-Commerce, Fintech, Travel and Gig Economy to be able provide total flexibility to their customers in payment options. At Ecommpay I am a Board Member and Group Executive responsible for Governance, Compliance (including the Anti Financial Crime Division and Regulatory) Legal and Risk Strategy and effective execution. As a business partner and enabler I seek to maintain a commercial mindset whilst ensuring the internal control back bone of the organisation remains strong, robust, innovative and scalable.

London, ., Gb

Mentor and advisor to a highly innovative fintech startup which focuses on providing an exchange fund to allow founders and material shareholder to diversify their risk (and avoiding placing all their eggs in one basket) by assigning their beneficial ownership of shares in pooled funds with other founders. As such founders will be able to share in the successes of other founders when an exit event occurs. Collective Equity is backed by professional investors who actively select and vet the companies which are invited to join the platform.

New York City, New York, Us

Mentor and advisor to a global leading accelerator programme allowing fintech and technology companies the platform to accelerate their growth, market adoption and gain valuable investment and insights. Notable Mentorships Voted as one of the Top 10 Mentors out of all mentors in 2015. Notable mentorships are Oathello (2018) HomePPL and Shieldpay (2017) Tallysticks and Cuvva (2016) Basestone, Atlas and Origin (2015)

Lehi, Utah, Us

Senior Management Member for a Financial Services Conglomerate in UK and US responsible for global compliance, risk, financial crime strategy.

London, London, Gb

London, England, Gb

Paycast by Shieldpay is the complete payments platform for marketplace sellers and freelancers.Paycast partners directly with acquirers and marketplaces to enable totally secure payments between buyers and sellers. Paycast is the payments hub and digital wallet to online sellers, freelancers and gig-economy workers who sell their goods and services on C2C and B2B marketplaces around the world.Paycast was created in 2020 as the consumer facing proposition of the Shieldpay Group of companies. Shieldpay (founded in 2016) has quickly become a global leader in securing high-value transactions. By creating completely transparent, fully digital transactions for all buyers and sellers, Shieldpay’s multi-award winning payment settlement engine is revolutionising multiple industries including residential and commercial real estate and mergers and acquisitions.

London, England, Gb

Board and Executive Member, and part of the co-founding team of Shieldpay, reporting to the CEO and the Non-Executive Directors, with the core responsibility for the setting and leading the global strategy of the legal and compliance function, ensuring the safety and soundness of the business whilst promoting agility and innovation. Approved Person for with regulatory bodies, including FCA and FinCEN and authorised compliance person with banking partners.Key achievements • Managed and led the securing of regulatory licences for the business in the UK, Europe and US.• Built the legal and compliance infrastructure that successfully commercialised product sales for C2C, B2B, Professional and Legal Services in UK, Europe and US.• Built the compliance programme and product from scratch and integrating this into the technological design with an innovation and agile first approach.• Strategic lead having led the creation of an integrated payments solution for gateway providers to offer enhanced commercial opportunities in connection with e-commerce and marketplace opportunities.• Strategic Leader and expert for roll out of credit initiative for SME. • Responsible for creating the suite of contractual and legal documents that permits easy execution through electronic contract management tools allowing commercial teams to self-service• Leading the entry and winning RegTech Award for best Financial Crime Solution (2017) having designed and leading the implementation of the solution. Finalist in the Finance Sector for the 2020 Accenture Blue Tulip Awards.• Key stakeholder and expert for Shieldpay leading discussions with Pay UK and UK Finance on Confirmation of Payee, FinTech Financial Crime Exchange and other industry forum.• Regular speaker at industry events and contributor to industry articles and eBooks involving legal, compliance, financial crime and leadership.

London, England, Gb

London, Gb

Employed as member of the senior management team reporting to the CEO and approved person for compliance oversight and MLRO functions (CF10 (SMF16), CF11(SMF17)) for LendInvest Capital and LendInvest Limited directly responsible for the firm’s compliance, risk management, complaints, and money laundering reporting officer functions. Responsible for fund compliance, consumer credit and mortgage-based regulation. Chairman of the Executive Risk Committee with a direct link to the Board of Directors. Key achievements• Successfully releasing a dedicated compliance e-learning programme• Implementing and embedding a new compliance and risk management structure and strategy • Designing and implementing new financial crime strategies and technologies. • Responsible for designing and leading projects involving regulatory change including investor transparency and changing the firm’s online investment platform to comply with regulatory requirements tailored to high-net worth and sophisticated investors reducing risk, increasing engagement and investor subscriptions• Launched a Risk Committee with a risk management programme and enhancing compliance culture across the organisation.

Bournemouth, Dorset, Gb

Newcastle Upon Tyne, Gb

KEY RESPONSIBILITIES(1) Legal, compliance and regulatory advisor on behalf of the UK Trade Association for debt recovery agencies, debt sellers and debt buyers.(2) Focus on the migration of consumer credit regulation from the Office of Fair Trading to the Financial Conduct Authority but also includes other subsets of regulatory compliance, including anti-money laundering.(3) Principal draftsperson and ongoing contributor to the Credit Services Association's Code of Practice(4) Reviewing and preparing responses to consultation on behalf of the Association and Membership and interacting with regulatory agencies (OFT, ICO, OFCOM, FCA) and other trade bodies (CCUA) relating to consumer credit, civil litigation (pre-action protocols), telecommunication practices (in particular dialler related technology) and data protection.

London, England, Gb

Employed as a member of senior management and group head of legal, regulatory affairs and compliance MLRO to the one of the Europe’s largest acquirer and manager of consumer credit debts. Regarded as a well-rounded, commercially focused, personable, yet driven legal advisor, being the go-to-person with any legal, regulatory and compliance matters and projects. Key Achievements• Led the business through FCA authorisation, the first in its industry to gain authorisation.• Led legal negotiations and drafting of legal documentation in connection with the Company’s Bond Issuances between 2013 to 2016.• Advised and led legal affairs relating to due diligence, investment, financing and contractual negotiations for the Group’s expanding M&A activity in the UK, Ireland, France and Spain with acquisitions made in 2014 to 2016 over £500m, including the Marlin Financial Group, Hillesden Securities (known as DLC Group), Cabot Financial Spain, and Cabot Financial France and a software platform in Ireland. • Advised and led due diligence and contractual negotiations on the sale of the Cabot Credit Management Group to Anacap Financial Partners (private equity) in 2010 and to JC Flowers and Encore Capital Group, Inc (NASDAQ: ECPG) in 2013. • Led legal and contractual negotiations on debt acquisitions since 2013, with over £300m capital deployed representing a face value of more than £2bn• Developed the Group’s internal complaints, compliance, risk management and quality assurance functions having integrated speech analytics technology and state of the art complaint software, enhancing the first and second lines of defence, as well as revolutionising the manner in which the debt recovery industry monitored and embedded Treating Customer Fairly principles within systems and controls and senior management reporting• Regular contributor to trade press on behalf of the Company

London, England, Gb

Plano, Tx, Us

In-house lawyer assisting, advising and reporting directly to the General Counsel and Company Secretary (EMEA) on legal and regulatory compliance (Internal Compliance and External Regulatory Compliance), company secretarial, general legal matters and Corporate Governance including, but not limited to, conducting litigation and legal audits on all European offices. Responsible for contract negotiation and general revision of various types of commercial, IT and business funding contracts and marketing material, including financial promotions, FSA matters on insurance activities. Advised the Board of Directors on intellectual property rights and brand name for future Toyota products and initiativesMain responsibilities included ensuring legal and regulatory compliance relating to Anti-Money Laundering, Consumer Credit (in particular lending and debt collection), Competition, FCA Regulation, advertising, customer complaints and having an active role in developing training programmes for all staff and senior management, and assisting in developing funding structures and increasing capital liquidity.Additional responsibilities included Kaizen (Continual Improvement) Champion for Legal, Audit and Risk; Deputy Money Laundering Officer; Deputy Data Protection Officer.

Call To The Bar (November 2004)

Barrister, Legal

Llb (Hons), Law

Baccalaureate