Payments and Fintech strategy consultant based out of San Francisco, and recently of London, UK. I help my clients shape their route forward for payments propositions and operations. They include banks, payments companies and other FS institutions/fintechs - but also major tech brands, hotels, airlines, retailers and government bodies. Payments is now a fundamental value lever for companies in every industry. I aim to help my clients realise that value and give end consumers and businesses more control, freedom and power in their transactions.I bring over 10 years of client-facing consulting experience in the Payments industry, a toolkit of Payments industry knowledge, problem solving, analytical and storytelling skills and of course my network of SMEs and friends in the UK and US Payments industries. My projects have included top-down enterprise Payments strategy, customer journey design, pricing strategy, innovation and incubation, competitor/market analysis and target operating model design.