William Spaniel Email & Phone Number

Philadelphia, Pennsylvania

Responsible for Supervision and Discount Window Lending

Senior Officer responsible for the supervision function's quality assurance, staff development, and administrative areas. Division representative to the supervision function's senior management committees on Staff Development, Information Technology, Quality Management, and Resource Management. Major AccomplishmentsLed the development and implementation of the supervision function's first Quality Management framework for Reserve Bank supervisory operations.Implemented an enhanced examiner education program including career-long learning, the delivery of learning through technology, knowledge management, and interactive learning.Member of the Division's Senior Leadership Team. Responsible for the day-to-day operations of the Federal Reserve's Division of Banking Supervision and Regulation.

Responsible for project management of engagements including: profit improvement, operations management, process improvement, and valuations for financial institutions. Areas of expertise include credit underwriting and management, mortgage, consumer, and commercial loan origination and servicing, and procedure improvement and documentation.Major Accomplishments Developed Securities Guide for the Federal Agricultural Mortgage Corporation. Served as assistant servicing manager for a $600 million first mortgage loan portfolio. Reviewed $500 million multi-family co-insurance program using manual and automated loan review methods and expert systems.

Performed compliance audits for a $1 billion savings and loan. Responsible for review, assessment, and implementation of compliance procedures related to lending, operations, accounting, and community service. Major Accomplishments Implemented standard updates to keep management informed of regulatory changes. Developed compliance audits for commercial, consumer, and mortgage loan areas. Assisted Big Six accounting firm in reducing staffing and operating expenses by 20 percent.