The one who sees my career path clearly sees it’s all about credit! Having advance from a credit assistant, at the start of my career, all the way up to the board of a mid-sized company, a road that I truly enjoyed.My current engagements are multiple but I would like to mention four, which are close to my heart. 1. Obviously needs to be the company of which I am one of the founders, 3ACredit Joint Stock Co. in Shanghai, China. It’s the first credit information company to become publicly listed on China's National Equities Exchange and Quotations (NEEQ), offering Information Services, Receivable Management Services, Rating Products, Verification services, Consultancy and more. Creditreform China is one of its trade names. The company has a vast database with information of way over 120 million Chinese entities, giving a hit-rate of 99%, and offers next collection services, supported by an in-house law firm with 6 attorneys and is market leader. One of its unique services are their authentication & verification products/services. The latest addition to the group is a real Rating co., which will expand its services very soon. The company is supplier to most ECA's, many Banks, Global Rating companies, Multinationals as well as Information providers worldwide.2. Next, ICTF (International Credit & Trade Finance Association), of which I am a founding member and currently hold a board position. I am proud that we achieved to become an independent, not-for-profit, member-led association, providing greater expertise in the field of international credit and trade finance. It is the combined knowledge and expertise of the ICTF community that makes ICTF the most relevant and essential global credit association around. Now well over 1'000 members, mostly representing companies of the large and middle-sized entities engaged in trading around the globe.3. Followed by representing Creditreform International, the international body of the Creditreform Group, represented in over 20 countries. Creditreform China is one of Creditreform's International members. Creditreform is Europe's leading credit information provider with it's headquarters in Germany.4. Followed by my consultancy firm 3ACredit Sarl in Switzerland. Seen the time required to manage the under 1 and 2 mentioned, I had to limit support of the activities to the existing customer base only.