Will Doby, Jd Email & Phone Number

Plano, Tx, Us

Irvine, Ca, Us

With Rushmore transitioning from a specialty Non-performing Loans (NPL) servicer to a performing loan (GSE) servicer, they grew rapidly and was hired as a full-time mortgage servicing attorney by a former Countrywide executive I had previously worked with. Provide primary legal support as they rolled out a line of business entirely new to the company; Home Equity Line of Credit Mortgage Servicing. Participated in various projects and initiatives to improve the customer experience and eliminate unnecessary processes, including reducing the amount of legalese in customer communications, elimination of unnecessary disclosures/letters, and improving the servicing transfer experience to Rushmore, including the effective transfer of ACH agreements and the use of electronic disclosures and documents.

Westlake Village, California, Us

PennyMac was growing at an incredible rate and needed a full-time mortgage servicing attorney. Hired by the executive who hired me at Countrywide Home Loans; before it was acquired by Bank of America. Provided legal support for Correspondent Lending and Mortgage Servicing Operations and assisted in the creation and implementation of policies and procedures related to Consumer Financial Protection Bureau’s (CFPB) regulations of mortgage servicing, including regulations related to monthly statements, customer contact, and loss mitigation.Assisted with implementation of policies and procedures related to CFPB regulations of mortgage loan origination, including dual compensation, integrated disclosures, and points and fees, as well as primary support as PennyMac faced fresh challenges interpreting new regulations on loan originator compensation and TILA-RESPA Integrated Disclosures. Provided legal expertise in areas related to bankruptcy, foreclosure, real estate management, credit reporting, UDAAP, TCPA and fair debt collection, as well as substantive advice on specific legal matters, including settlement, mediation, review of pleadings and discovery.

Irving, Tx, Us

MetLife was growing at the time and needed a full-time mortgage servicing attorney to allow my supervisor to focus on the origination and corporate functions of the business. Managed workload, performance and job responsibilities of paralegals and contract attorneys. Provided legal support for all mortgage servicing operations, including forward and reverse mortgages, as well as substantive advice on specific legal matters, including the review of pleadings and responses to discovery. Primary in-house legal support for the Office of the Comptroller of the Currency Independent Foreclosure Review assisting in the creation and implementation of the action plan required under OCC Consent Order related to mortgage servicing, including loss mitigation and foreclosure practices. Assisted in implementation of policies/procedures related to Dodd-Frank Wall Street Reform and Consumer Protection Act, the Assisted Government Affairs in reviewing pending legislation and newly enacted laws for potential impact on the enterprise, and Public Affairs and Media Relations in matters receiving community group or media attention. Developed a foreclosure attorney management program, including policies and procedures, scorecards and form agreements.

Charlotte, Nc, Us

Bank of America Corporation, Plano, Texas (Countrywide Home Loans, Inc. until July 2008 acquisition by Bank of America)Hired by Countrywide at a time when they were looking for an attorney from a reputable firm with consumer bankruptcy experience. At commencement, I immediately began supporting more and more business units until I supported almost all of the default servicing at Bank of America. Provided primary legal support for Foreclosure, Bankruptcy, Real Estate Management, and Short Sale business units. Formulated and assisted the implementation of foreclosure, bankruptcy, and short sale policies in light of the Department of the Treasury’s Making Home Affordable programs, statutory and regulatory changes, increased loan volume, litigation, and heightened reputational risk. Managed the workload and performance of attorneys and paralegals.Drafted and reviewed policies and procedures, agreements, correspondence and notices for business groups. Provided substantive advice and review and revise pleadings and responses to discovery on specific legal matters.Assisted Government Affairs reviewing pending legislation and newly enacted laws for potential impact on the enterprise. Assisted Public Affairs and Media Relations in matters receiving community group or media attention.

Charlotte, Nc, Us

Chicago, Il, Us

2002 Dallas Association of Young Lawyers Leadership Class.

Juris Doctorate, Magna Cum Laude, Law

Bachelor Of Arts - Communication Arts, Communications, Political Science