William Ray, Jr. Email & Phone Number

Houston, Texas, United States

Houston, Texas Area

Houston, Texas Area

•Manage a team of four commercial lenders with a total portfolio of $650M in loans and $250M in deposits•Generate over $100M of new loan commitments on average each year•Oversee credit decisions for all team clients and prospects•Executive Sponsor for Officer Development Program, providing oversight to bank-wide training programVice President & Commercial Lending Manager – March 2011 – March 2014•Manage a team of several lenders with a total group loan portfolio in… Show more •Manage a team of four commercial lenders with a total portfolio of $650M in loans and $250M in deposits•Generate over $100M of new loan commitments on average each year•Oversee credit decisions for all team clients and prospects•Executive Sponsor for Officer Development Program, providing oversight to bank-wide training programVice President & Commercial Lending Manager – March 2011 – March 2014•Manage a team of several lenders with a total group loan portfolio in excess of $550M, with responsibilities also including business development and portfolio management.Vice President – July 2009 – March 2011•Manage a portfolio that includes $125M in loans and $50M in deposits•Determine client and prospect needs, and coordinate with team members to deliver results to satisfy customers or win new business from prospects•Mentor 2 junior bankers by explaining critical credit points and demonstrating effective sales techniquesAssistant Vice President – June 2007 – July 2009•Generated approx $50MM in new loan business over a 2 year period, resulting in approx $2M in new revenue•Developed referral network to further expand prospect list and generate new business opportunitiesBanking Officer – June 2006 – June 2007•Managed $20M loan and $5M deposit portfolio•Initiated a calling program for senior lending officers to increase group loan and deposit portfolio sizeBanking Associate – January 2006 – June 2006•Managed client support function for senior lending officers by handling all requests and engaging in diligent follow-up process to insure client satisfaction•Created prospect list with approximately 300 business names from scratch through company research as a means to building a loan and deposit portfolioCredit Analyst – October 2004 – January 2006•Analyzed financial statements and consolidated credit packages for approval on short deadlines•Provided systems support to senior lending officers for information requests Show less

Master Of Business Administration, Business

Activities and Societies: Graduate Business Council

Bachelor Of Business Administration, Marketing

Activities and Societies: Kappa Alpha Order

High School Diploma, High School