I’m a commercial driven individual who started my own tuck-shop in primary school and hostel days in high school and working during holidays at retail shops to support by studies. In 2001 I embarked my commercial path in studying towards becoming CA (SA) and qualified in 2008. An experienced individual with more than 15 years’ experience in financial services, such as Banking, Retirement Funds, Collective Investment Schemes, Investment companies. I'm passionate to contribute and shape the business to provide sustainable growth for the future. I always search for the bigger picture, connects the dots and finds patterns in complex data. I challenge myself to never stop learning and to impact the people around me in a positive manner. My specialised skills include:- Finance Management- Strategic financial planning- Financial Planning & Analysis- Contract negotiation (Corporates/Suppliers/ Fintechs)- Change management- Risk Management- Financial Controls- Commercial Awareness- Data Analytics- Forecasting- Leadership- Commercial Payments (Acquiring, Commercial Card