William (Bill) Evans

William (Bill) Evans Email and Phone Number

Assistant Pastor @ The Way Fellowship,
Orange, CA, US
William (Bill) Evans's Location
Orange, California, United States, United States
William (Bill) Evans's Contact Details

William (Bill) Evans personal email

n/a
About William (Bill) Evans

A Senior Underwriter with 40 years in mortgage lending background experience in virtually all phases of the lending process, from origination to closing, including Ultra High Net Worth clients for Super Jumbo, Portfolio Lending and Private Bank, Non-QM, Conventional Jumbo, FHLMC, FNMA, as well as Multi-Family, Commercial and specialized lending in Community Redevelopment, First Time Home Buyers, and Disaster Assistance. Though comfortable using DU & LP and have used Empower, Encompass, Loan Beam, and Calyx Point as well as proprietary LOS, I am a manual underwriter with detailed analytical skills performing complex multiple sourced income and obligation calculations including the use of Asset Depletion and DSCR, margined accounts and Lines of Credit collateralized via brokerage or other assets and prepared written pro forma analyses incorporating forensic AML and Fraud mitigation. Providing consistency in quality performance with excellent communication skills, I'm a trainer able to teach complex underwriting analysis to others, a critical thinker able to find solutions and resolve problems, negotiating fair and competitive loans. I work well under pressure and deadlines, am a team player who enjoys working with others, and a U.S Army Veteran.

William (Bill) Evans's Current Company Details
The Way Fellowship,

The Way Fellowship,

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Assistant Pastor
Orange, CA, US
William (Bill) Evans Work Experience Details
  • The Way Fellowship,
    Assistant Pastor
    The Way Fellowship,
    Orange, Ca, Us
  • Hometown Equity Mortgage Llc
    Underwriter
    Hometown Equity Mortgage Llc Aug 2024 - Present
    Lake Forest, Ca, Us
    Underwrite Non-QM and Conventional Residential Loans
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  • Union Bank
    Analyst/Officer, Underwriter Iii
    Union Bank May 2020 - Apr 2023
    San Francisco, Ca, Us
    Analyzed Wholesale Portfolio loans up to $5,000,000 via a manual underwrite calculating complex multiple source income, AML and Fraud mitigation to meet Bank Portfolio guidelines.
    View
  • Excelerate Capital
    Underwriter
    Excelerate Capital Jun 2019 - Mar 2020
    Irvine, California, Us
    Analyzed FNMA, FHLMC & Non-QM loans to $3,500,000. DU, LP and manual underwrite to investor guidelines using conventional, DSCR, Bank Statements and Asset depletion calculations.
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  • Homestreet Bank
    Sr. Mortgage Underwriter
    Homestreet Bank Dec 2016 - May 2019
    Seattle, Wa, Us
    Analized FNMA, FHLMC and Portfolio Jumbo. HomeStreet specialized in New Construction/Builder business, Portfolio Jumbo and HELOC lending.
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  • Suntrust
    Mortgage Underwriter 3
    Suntrust Nov 2014 - Nov 2016
    Charlotte, Nc, Us
    Analyzed FNMA, FHLMC and Portfolio Jumbo for Correspondent lending to meet investor and/or portfolio guidelines up to $2,000,000.
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  • Jpmorgan Private Bank
    Senior Mortgage Underwriter
    Jpmorgan Private Bank Sep 2007 - Mar 2014
    Analyzed complex multiple income sources, calculated obligations including margined accounts and Lines of Credit collateralized via brokerage or other assets. Prepared written pro forma vs. stated credit.

William (Bill) Evans Skills

Effective Trainer/teacher For Mortgage Underwriting And Processing Experienced Loan Originator Able To Communicate Effectively With Others Expert Jumbo And Super Jumbo Mortgage Underwriting Able To Effective Coordinate Financial Planning With Mortgage Needs Mortgage Lending Hamp Credit Analysis Community Outreach Coaching Portfolio Management Financial Analysis Fnma Usda Leadership Development Fha Fhlmc Risk Management Loan Origination Loans Credit Mortgage Banking Commercial Lending Underwriting Finance Refinance Residential Mortgages U.s. Federal Housing Authority

William (Bill) Evans Education Details

  • The University Of Kansas
    The University Of Kansas
    Cell Biology
  • Calvary Chapel School Of Ministry
    Calvary Chapel School Of Ministry
    Pastoral Studies/Couseling/Theology

Frequently Asked Questions about William (Bill) Evans

What company does William (Bill) Evans work for?

William (Bill) Evans works for The Way Fellowship,

What is William (Bill) Evans's role at the current company?

William (Bill) Evans's current role is Assistant Pastor.

What is William (Bill) Evans's email address?

William (Bill) Evans's email address is wi****@****ank.com

What schools did William (Bill) Evans attend?

William (Bill) Evans attended The University Of Kansas, Calvary Chapel School Of Ministry.

What skills is William (Bill) Evans known for?

William (Bill) Evans has skills like Effective Trainer/teacher For Mortgage Underwriting And Processing, Experienced Loan Originator Able To Communicate Effectively With Others, Expert Jumbo And Super Jumbo Mortgage Underwriting, Able To Effective Coordinate Financial Planning With Mortgage Needs, Mortgage Lending, Hamp, Credit Analysis, Community Outreach, Coaching, Portfolio Management, Financial Analysis, Fnma.

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