William (Bill) Evans Email & Phone Number

A Senior Underwriter with 40 years in mortgage lending background experience in virtually all phases of the lending process, from origination to closing, including Ultra High Net Worth clients for Super Jumbo, Portfolio Lending and Private Bank, Non-QM, Conventional Jumbo, FHLMC, FNMA, as well as Multi-Family, Commercial and specialized lending in Community Redevelopment, First Time Home Buyers, and Disaster Assistance. Though comfortable using DU & LP and have used Empower, Encompass, Loan Beam, and Calyx Point as well as proprietary LOS, I am a manual underwriter with detailed analytical skills performing complex multiple sourced income and obligation calculations including the use of Asset Depletion and DSCR, margined accounts and Lines of Credit collateralized via brokerage or other assets and prepared written pro forma analyses incorporating forensic AML and Fraud mitigation. Providing consistency in quality performance with excellent communication skills, I'm a trainer able to teach complex underwriting analysis to others, a critical thinker able to find solutions and resolve problems, negotiating fair and competitive loans. I work well under pressure and deadlines, am a team player who enjoys working with others, and a U.S Army Veteran.

Listed skills include Effective Trainer/Teacher For Mortgage Underwriting And Processing, Experienced Loan Originator Able To Communicate Effectively With Others, Expert Jumbo And Super Jumbo Mortgage Underwriting, Able To Effective Coordinate Financial Planning With Mortgage Needs, and 23 others.