Atuo na estruturação e definição da Precificação e Aceitação do Produto de Automóvel, comercializado via Corretores e Parceiros. Nessa função, sou responsável pela definição do prêmio técnico e comercial, pela definição e estruturação de bancos de dados e indicadores utilizados pela Seguradora no monitoramento do portfolio, pelo contato com parceiros externos buscando novos dados que possam contribuir na sofisticação das nossas estratégias de precificação e aceitação. Ferramentas:… Show more Atuo na estruturação e definição da Precificação e Aceitação do Produto de Automóvel, comercializado via Corretores e Parceiros. Nessa função, sou responsável pela definição do prêmio técnico e comercial, pela definição e estruturação de bancos de dados e indicadores utilizados pela Seguradora no monitoramento do portfolio, pelo contato com parceiros externos buscando novos dados que possam contribuir na sofisticação das nossas estratégias de precificação e aceitação. Ferramentas: Python, SAS, Microsoft Fabric, AWS Athena, PowerBI e Pacote Office. Show less

Atuei na estruturação da precificação e das regras de aceitação do Produto de Auto, utilizando dados internos e externos, incluindo dados de telemetria. Também era responsável por definir e implementar a estratégia de posicionamento de preços frente aos nossos principais concorrentes.Também era responsável por gerar diversos relatórios de acompanhamento do portfolio de clientes e para reporte ao Órgão Regulador.Ferramentas: Pyhton, Earnix, AWS Athena, eBaoTech, PowerBI e Pacote… Show more Atuei na estruturação da precificação e das regras de aceitação do Produto de Auto, utilizando dados internos e externos, incluindo dados de telemetria. Também era responsável por definir e implementar a estratégia de posicionamento de preços frente aos nossos principais concorrentes.Também era responsável por gerar diversos relatórios de acompanhamento do portfolio de clientes e para reporte ao Órgão Regulador.Ferramentas: Pyhton, Earnix, AWS Athena, eBaoTech, PowerBI e Pacote Office. Show less

Atuei no time de Pricing e Underwriting e o nosso maior desafio era definir e construir uma estratégia disruptiva de precificação e aceitação, buscando promover maior inclusão entregando o melhor produto, com a melhor experiencia e preços justos. Nosso time era responsável por construir toda a esteira de precificação e aceitação para novos produtos, coberturas e segmentos.Também éramos responsáveis por monitorar o portfólio de produtos acompanhando os principais indicadores de… Show more Atuei no time de Pricing e Underwriting e o nosso maior desafio era definir e construir uma estratégia disruptiva de precificação e aceitação, buscando promover maior inclusão entregando o melhor produto, com a melhor experiencia e preços justos. Nosso time era responsável por construir toda a esteira de precificação e aceitação para novos produtos, coberturas e segmentos.Também éramos responsáveis por monitorar o portfólio de produtos acompanhando os principais indicadores de vendas, risco e resultados.Ferramentas: Pyhton e Pacote Office. Show less

I was responsible for managing and conducting all activities related to pricing strategis definitions and developing and monitoring all statistics model used for products managed by the Pricing and Modeling Team.Our team was responsible for achieving the best desired technical results and among our tasks, stand out: the development and monitoring several risk KPIs, that showed the accuracy of the statistics models, the growth and health of our clients portfolio. Development and… Show more I was responsible for managing and conducting all activities related to pricing strategis definitions and developing and monitoring all statistics model used for products managed by the Pricing and Modeling Team.Our team was responsible for achieving the best desired technical results and among our tasks, stand out: the development and monitoring several risk KPIs, that showed the accuracy of the statistics models, the growth and health of our clients portfolio. Development and monitoring of pricing insurance, hit ratio, underwriting, renewals, vehicle inspection, churn and the granting of anti-theft devices.We were in constant recycling, looking out for new methodologies, tools and innovation related to the insurance Market as a whole.Our team worked in partnership with several areas of the companies, such as: actuarial, products and IT.Tools: SAS Enterprise Guide, Tower Watson EMBLEM, Towers Watson Radar, Tower Watson Optimiser, Crivo, Neurotech e Pacote Office Show less

I was a Statistical Modeling Coordinator in Motor Pricing and Modeling Team, been responsible for developing and monitoring all statistics models used for retail products sold by the company. In this period, I was responsible for developing and deploying all statistics models used for Motor insurance pricing.Also, I was responsible for receiving and starting the activities related to statistical modeling focused on P&C and Fleet insurance pricing. Tools: SAS Enterprise Guide… Show more I was a Statistical Modeling Coordinator in Motor Pricing and Modeling Team, been responsible for developing and monitoring all statistics models used for retail products sold by the company. In this period, I was responsible for developing and deploying all statistics models used for Motor insurance pricing.Also, I was responsible for receiving and starting the activities related to statistical modeling focused on P&C and Fleet insurance pricing. Tools: SAS Enterprise Guide, Tower Watson EMBLEM, Towers Watson Radar, Tower Watson Optimiser, Crivo, Neurotech e Pacote Office Show less

I was a Statistical Modeling Consultant in Motor Pricing and Modeling Team, focused on Motor Product. In this team, I was responsible for developing all statistics models for this product, using GLM techniques and Risk Theory.Also, I was responsible for specifying and following up the development of several databases, the Pricing Engine, the and tariff management system for Motor Product. Delivering these ensure total reliability, governance and more efficient routines.My goal… Show more I was a Statistical Modeling Consultant in Motor Pricing and Modeling Team, focused on Motor Product. In this team, I was responsible for developing all statistics models for this product, using GLM techniques and Risk Theory.Also, I was responsible for specifying and following up the development of several databases, the Pricing Engine, the and tariff management system for Motor Product. Delivering these ensure total reliability, governance and more efficient routines.My goal in this team was to achieve the best desired technical results based on data, together with my coworkers, through descriptive, diagnostics, predictive, prescriptive and cognitive analysis, aiding our pricing and products team with insights for decision making. Tools: SAS Enterprise Guide, Tower Watson EMBLEM, Towers Watson Radar, Tower Watson Optimiser, Crivo, Neurotech e Pacote Office Show less

I was a consultant in the ​​Data Analytics area for Optum Brazil. During this period, I was in the area of ​​Payment Integrity and in this team, among other activities, I had the challenge to monitor and point out possible irregularities when paying service providers, always seeking greater assertiveness, innovation, fraud prevention and opportunities to reduce administrative/operational costs.I was responsible for handling several databases for generating information that helped us in… Show more I was a consultant in the ​​Data Analytics area for Optum Brazil. During this period, I was in the area of ​​Payment Integrity and in this team, among other activities, I had the challenge to monitor and point out possible irregularities when paying service providers, always seeking greater assertiveness, innovation, fraud prevention and opportunities to reduce administrative/operational costs.I was responsible for handling several databases for generating information that helped us in making decisions together with other business areas and/or clients. My greatest challenge was automate routines through statistical techniques, data mining and analytics, with the support of technical insigths and predictive models to optimize costs, identifying fraudulent claims and abusive practices.I was constantly involved with multidisciplinary teams from Optum in Brazil and abroad.Tools: SAS Enterprise Guide and Office Package Show less

I was a Statistician within the Technical area of ​​Youse. We were responsible for giving support to the company's other fields/squads in matters related to products, compliance, suppliers, underwriting and pricing.I was responsible for monitoring and building the statistical models used in motor product pricing, focusing on achieving the best technical and financial healthy result of our customer portfolio. I participated actively, from the manipulation of the bases, construction of… Show more I was a Statistician within the Technical area of ​​Youse. We were responsible for giving support to the company's other fields/squads in matters related to products, compliance, suppliers, underwriting and pricing.I was responsible for monitoring and building the statistical models used in motor product pricing, focusing on achieving the best technical and financial healthy result of our customer portfolio. I participated actively, from the manipulation of the bases, construction of the models, development, homologation and deployment into Production.Also I was responsible for defining automated underwritting parameters (for motor, homeowners and Life products), which evaluated the profile of our clients at the insurance quotes moment to minimize the risk of fraud, based on internal and external data.Tools: SAS Enterprise Guide, SAS Enterprise Miner, SAS Visual Analytics, SAS Decision Manager, Crivo and Office Package Show less

Partially involved in the construction of pricing models, from preparing the bases used in the modeling process to the deployment in Production.My greatest job with this team was the development of a statistical model used in the decision making for granting anti-theft devices during motor insurance covarage period, which was intended to be more assertive and reduce costs with economically unviable facilities.Also I was responsible for defining automated underwritting parameters… Show more Partially involved in the construction of pricing models, from preparing the bases used in the modeling process to the deployment in Production.My greatest job with this team was the development of a statistical model used in the decision making for granting anti-theft devices during motor insurance covarage period, which was intended to be more assertive and reduce costs with economically unviable facilities.Also I was responsible for defining automated underwritting parameters for motor, home and rental surety insurance.Tools: SAS Enterprise Guide, SAS Enterprise Miner, Emblem, Crivo and Office Package Show less

I worked in the ​​product development area, focusing on the development and manipulation of motor insurance portfolio databases. During this period, I was responsible for the generation and dissemination of several management reports.Also I was responsible for defining automated underwritting parameters for motor insurance. My greatest job in this area was the implementation of a tool to create pricing campaigns, optimizing time and ensuring process governance.Responsible for… Show more I worked in the ​​product development area, focusing on the development and manipulation of motor insurance portfolio databases. During this period, I was responsible for the generation and dissemination of several management reports.Also I was responsible for defining automated underwritting parameters for motor insurance. My greatest job in this area was the implementation of a tool to create pricing campaigns, optimizing time and ensuring process governance.Responsible for analyzing specifications of needs for new products or systems, from homologation and monitoring until their entry into Production.Responsible for specification and homologation of monthly tariffs, the insurance calculation software front-end and business rules.Interface and support to areas of IT, business, suppliers, commercial, operations and claims.Tools: SAS Enterprise Guide, Crivo and Office Package Show less

I worked in the issuing policies area with motor insurance. During this period, I was responsible for the analysis of insurance proposals until their issuing, for personal insurance, fleet and endorsement.Generation of individual reports for performance monitoring.Constant contact by e-mail and phone with insurance brokers, branches, suppliers and internal areas.