Originally from the UK developing and managing software for banking and commercial clients, transferred to the US with NCR Corporation. With background in systems analysis, programming, product management, marketing and strategic planning in both small and large companies. Created Harvey Spencer Associates (HSA) and for 30 years focused on data and image acquisition, image processing, back office automation, capture and RPA, analytics and strategic consulting before selling to InfoSource in 2020, Using this expertise and contacts, in 2016 co-founded Xamcor (www.xamcor.com) to focus on Mergers and Acquisitions for companies looking to buy or sell in the Capture Software, ECM, RPA and Information/Content Management space. Role is to identify prospects and potential acquirers that gain value from accretive business and new technologies/expertise.Now helping with Advisory Councils for solutions. AI usage in the above areas. Payment systems inc AP and AR of great interest with ISO 20022 and major changes and new regulations changing the shape of this business area.