Xiaofei Wen Email & Phone Number

Chengdu, Sichuan, China

As an early joined risk core member in Kredit Pintar, led the team in building the risk framework from 0. Always keep the business stable even during the pandemic period in 2020.Led several products or projects as a PIC in risk side.1. Risk Strategy: Credit framework/credit policies,anti-fraud policies,reporting,third-party data validation.2. Profitability: Unit economics,customer LTV analysis, data driven&decision support.3. Product: Product design, customer pricing, UE maximum, funding route support.4. Traffic: Customized strategy and pricing base on different channels(e.g. Tokopedia,Indosat).5. Teamwork: Well support on marketing, funding and local risk team traning.

Chengdu, Sichuan, China

1. Risk Framework: Built the framework of risk assessment on refurbishing loan(including audit process, anti-fraud, modeling, data monitoring).2. Third-Party Data Test: Data testing on Tongdun, Bairong and other data to improve the strategy and model discrimination.3. Business Developing: Developed new projects, such as policy loan, house funding loan.

Chengdu, Sichuan, China

1. Data analysis: Various of metrics monitoring on business and retail models(e.g. A/B/C card and PD/EAD/LGD).2. Insights: Insights providing base on the data indicator and trends.3. Improvement: Issue fixing on BAU, automation implementaion on dashbord.4. Teamwork: Guidanceu for junior members and QRF meeting.

Shanghai City, China

1. Data Mining: Anti-fraud model variable exploring and monitoring.2. Infrastructure: X-solver tool development for reason code located.3. Model monitoring: Performance Watcher development for model monitoring.

Shanghai City, China

1. Responsible for credit card related system development.2. Responsible for the card data combination of two banks.

Xiamen, Fujian, China

Responsible for the development of frontend & backend sql scripts in BPS project.