Xiaohan Hou Email & Phone Number

San Jose

• Utilized over 100 million of mortgage data using SQL queries and digging detailed request with different filters for clients' daily ad-hoc requests.
• Conducting research and providing information for clients on option trade, apply fixed income and prepayment behaviors score models to analyze the best daily loans for the clients achieved 10% or higher annualized.
• Frequently update MBS execution strategies and critical real-time trading with clients. Generate clients’ prepayment reports and analyze market performance.
• Perform deep-dive analysis on daily issued loans with creation of dashboards to visualize overall market performance and forecasting key trend on prices.

San Jose, CA

Shenzhen, Guangdong, China

• Worked with multiple public traded Companies on mortgage agreement.
• Prepared memos on financial statement analysis and articulation between financial statements.
• Providing due diligence assistance for the management and participated in engagement with clients.
• Reviewed targeted companies’ financial statements and analyzed corresponding industry information.
• Personal made a 15 million RMB mortgage deal for a manufacturing companies; and managed to get a three- month 100 million RMB saving from a public traded company.

Shenzhen, Guangdong, China

• Examined the in-process IPO Company’s financial statements and board reports.
• Facilitate month-end and quarter-end closing, GL & bank reconciliation.
• prepare various investment reports and perform monthly investment analysis.

Shenzhen, Guangdong, China

Master Of Science - Ms, Financial Analysis

Bachelor Of Arts - Ba, Finance, General