retail credit risk modeling and risk rule fine tune and development, monitoring and optimization.

1. Portfolio risk management(loss model using PD, LGD) 2. financial analysis and credit underwriting 3. IT project coordination 4.New financing product design 5.Credit and collection Scorecard development and validation 6.Overall Process improvement

Risk management

Support region APAC risk management

In Volvo Financial Services, I am mainly responsible for 1) Wholesale financing credit underwriting 2) Retail Key-Account financing credit underwriting 3) New financing products development and existing financing products review 4) Portfolio Management through SAS and Excel 5) Volvo dealers financial review 6) Developing scorecard for retail financing

In MDTA, I am responsible for manipulating course questionnaires data into database from 2008 to 2013 and employing SAS and JMP to analyze the difference and improvement of low-income people before and after financial class held by MDTA. Compare the improvements from different languages and lectures. Our team employed text mining, descriptive statistics, and logistic regression, and factor analysis in this project.

In the Investment department, I am responsible for collecting fundamental materials in various industries, and writing industry reports. Manipulate daily finance data from Shanghai and Shenzhen securities trade centers. Produce company analysis reports according to their annual reports. Participate in Citic M&A fund annual meeting for the development of M&A fund.