 Conducted 10+ business audit assignments, including but not limited to leasing business audit, AML audit, related party transaction audit, expense audit, system audit; conducted 20+ off-boarding audits. Set up company’s internal control framework by preparing policy and monitoring its implementation. Prepared user requirement specification on AML system, making sure AML regulatory requirements such as KYC embodied through business processes. Streamlined business operations and processes; designed and executed internal control effectiveness testing. Monitored abnormal staff behavior and identify operational risks, including but not limited to fraud risk. Took lead in comprehensive risk management, including ORM, CRM, liquidity risk management and MRM, creating and monitoring risk indicators; prepare company level’s comprehensive risk management report, internal control reports and compliance reports and submit to BOD and regulators.

 Set up the company’s risk management framework starting from scratch; took lead in CRM, ORM, Asset risk mgt, L&C risk mgt, coordinated MRM and liquidity risk mgt.  Rolled out RMB10 billion+ of leasing assets with prudent censorship on all major risks. Responsible for post-leasing examination.

 Member of company’s Asset and Liability Management（ALM） committee; member of company’s Credit Approval committee; Participated in the company’s offshore bond issuance road-show. Responsible for ALM, liquidity risk management and market risk management. Took lead in setting up the company’s annual budget from both asset and profit perspectives, allocated budget to various departments, monitored its implementation and carried out gap analysis on a regular basis.  Based on Basel requirements, proposed economic capital model and rolled out EVA and RAROC assessment methodology.  Set up firm’s FTP management policy, liquidity risk management policy and market risk management policy; Ensured liquidity risk and market risk level within the firm’s tolerance level by setting up limits, performed stress testing and implemented risk early warning system; Worked with IT department in management accounting system design and development, including FTP system, budgeting and assessment system, cost allocation system, and ALM system. Prepared periodical risk management reports and analysis to both regulators (PBOC and CBIRC) and internal senior management.

Oversaw market risk of the Investment Bank department of the bank; Developed risk management policies and monitor the implementation of the policies; set up market risk limits and ensured them in line with bank’s risk tolerance level by doing timely adjustment;Daily reviewed and monitored market risk indicator report and VaR report; investigated overlimits together with business and escalate to CRO and Risk Management Committee (RMC); proposed limits updates if necessary and presented to RMC for approval;Regularly performed market risk testing, including VaR backtesting, stress testing and table risky areas to RMC;Interpreted local regulatory requirements regarding market risk management to senior management and various business units affected; led on gap analysis and if any gaps exist compared to internal policies, led on gap remediation effort and ensured fully regulatory compliance.

Established policies and procedures on OSP (Outside Service Provider) management, IT risk management and BCP for the entire bank and ensured the proper execution by various departments;Identified and addressed the risks related to outsourcing/technology that affect business units and corporate functions by defining various indicators;

Established and monitored the implementation and maintenance of accounting control procedures;Ensured accurate and timely monthly, quarterly and year-end close, resolved accounting discrepancies and irregularities;Prepared financial statements via OGL and performed financial analysis based on business development;Analyzed and advised on business operations based on revenue and expenditure trends analysis;Monitored and supported taxation issues;

Performed statutory audit and released statutory annual audit report; served as an outsourcing service provider to perform internal audit for the clients; Performed risk assessment by reviewing financial and non-financial information of fortune 500 clients and large SOEs; determined the risk exposure and red-flagged key risks at the entity level and transactional level;Streamlined business operations and processes; designed and executed internal control effectiveness testing;Identified critical missing operational controls and analyzed causes of uneconomic and inefficient practices; Familiar with PRC GAAP, auditing standards and PRC taxation regulations.