Xin Li, Frm Email & Phone Number

Vancouver, British Columbia, Canada

• Conduct detailed risk analysis involving program/product requirements, including but not limited to an assessment of the property, market, borrower and loan, which may involve financial, legal and professional reviews.• Apply sound judgment and decision-making practises that are factual and based on well-reasoned analysis to derive insurance risk recommendations and mitigation options in line with CMHC's risk appetite.• Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.• Maintains quality relationships with clients to understand their needs and objectives and explore opportunities.• Work in a team environment and contribute to service standards and turnaround times.• Engage internal support functions such as legal services, policy and operations, and borrower analysis to seek clarification and concurrence in support of recommendations.

Vancouver, British Columbia, Canada

• Conduct detailed risk analysis involving program/product requirements, including but not limited to an assessment of the property, market, borrower and loan, which may involve financial, legal and professional reviews.• Apply sound judgment and decision-making practices that are factual and based on well-reasoned analysis to derive recommendations and solutions in line with CMHC's risk appetite.• Offer advice, support and alternative solutions to clients and stakeholders including the communication of key decisions, exercising prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.• Serve as peer reviewer and approver on risk recommendation decisions within financial authority limits, as applicable.• Analyze applications involving issues including misrepresentation, borrower structures and financial capacity reviews and exceptions to policy, as applicable.• Work in a team environment and contribute to service standards and turnaround times, while also engaging internal support functions such as legal services, policy and operations, and borrower analysis to seek clarification.• Use effective oral and written communication techniques to deliver quality service, while maintaining quality relationships with clients to understand their needs and objectives and explore opportunities.

2985 Virtual Way, Vancouver, Bc

• Review and decision client mortgage borrowing requests/ transactions within specifically assigned delegated lending authorities with focus on the balance of revenue maximization and the appropriate risk profile.• Make decisions on exceptions to credit principles, rules/ guidelines as required.• Provide the right decision on the first time. Ensure submissions include sound credit judgment and adherence o policy and procedures.• Ensure the safety and soundness of RBC funds through strong judgment and analytical skills guided by RBC risk policy adherence. Assess risk respecting the discipline imposed by bank policies and maintain Client First Focus.• Develop a strong relationship with sales ad service partners by providing on going coaching to ensure optimal client satisfaction. Actively communicate with sales partners and positively impact the sales force through quality coaching and valuable feedback.• Resolve escalated client issues or credit guideline/ policy gaps. Identify innovation to improve the efficiency and effectiveness of the centre.

Vancouver, Canada Area

One of the 100 RBC Career Launch Program associates selected across Canada from a pool of over 5,000 applicants. RBC Career Launch Program is a one-year rotation program with three different positions including retail& commercial banking, community partner and back office.Rotation 1: Client Advisor, RBC Burnaby Main Branch March 2018 – Sep 2018Rotation 2: Programs Specialist, YELL Canada Sep 2018 - Nov 2018Rotation 3: Personal Credit, Western Credit Center Dec 2018- March 2019

Equity analyst for the student-run Investment Fund with $15 million of seed capital eligible for investments in Global Equity.• Generate higher return by outperforming benchmark, conducting bottom-up and top-down investing, and ensuring regulatory compliance • Actively monitor performance and compliance of investment portfolio using Bloomberg terminal• Select stocks based on analysis of performance and market trends, write buy report and present recommendations to portfolio manager.

Master Of Science In Finance, Risk Management

Bachelor’S Degree, Real Estate Cost Management

Exchange Student, Bsc ( Hons) Building Engineering & Mgt

Activities and Societies: Property Investment and Finance and Engineering Economics