Xuan Hoffman Email & Phone Number

Seattle, WA, US

Seattle, Washington, United States

• Developed new consumer loan products under the Partnership Banking initiatives and trained credit analysts to perform routine underwriting tasks while continuing to manage a commercial and consumer portfolio and serve.
• Served as the product's expert by designing lending criteria and created underwriting tools for the Personal Line of Credit (PLOC) product; collaborating with other departments (Deposits, Compliance, IT, and Lenders).
• Implemented Seattle Bank's first auto-underwriting product using data from multiple IDV vendors and credit bureaus in GDS Link's risk management software; responsible for the design, testing, and enhancement of the.
• Managed 2 direct-reports and trained them on monthly reporting, covenant testing, and financial statement spreading.

Seattle, Washington, United States

• Be the go-to person for the unsecured consumer lending portfolio while managing a commercial portfolio of CRE, Nonprofit, and C&I loans:
• Manage a $138 million portfolio of unsecured consumer loans purchased from marketplace lenders; evaluate the purchase opportunities and make recommendations regarding a purchase's profitability; create procedures as.
• Act as the key credit personnel in new product development; assist the Head of Partnership in modeling tasks to establish the economics of potential fintech partners to the bank.
• Manage an $85 million commercial portfolio with 20 relationships. Process routine covenant monitoring, annual review, renewal, and modification requests, assist relationship managers with prospect underwriting.
• CreditQuest System Administrator – manage the team's access to the software; provide system training to new hires; adjusted the system according to the team's feedback.

Seattle, Washington, United States

• Participated in loan underwriting, implementation, and monitoring of Mortgage, CRE, and Commercial Loans: Responsible for all Mortgage-related underwriting, processed more than 29 loans in 12 months ($21 million in.
• Managed a $26.1 million commercial portfolio with 12 relationships, including CRE, C&I, and Construction Loans
• Facilitated approximately $15MM of consumer loans purchase by monitoring key statistics to ensure purchase quality; created templates to evaluate the performance of the purchases.
• Improved multiple monitoring processes, such as monthly construction draw analysis and Credit Team workflow tracking.
• Assisted in CreditQuest implementation as a new underwriting process; trained teammates on the new process and acted as the team's power-user.

Greater Seattle Area

• Supported the Commercial & Corporate Banking Lenders in financial monitoring and loan implementation:
• Completed accurate and consistent financial statement spreads, quarterly trend analyses, covenant tests, and collateral reviews in accordance with U.S. Bank’s spreading standards and wholesale credit policies.
• Achieved Independent status 5 months earlier than average time. Top 10% in productivity amongst 104 employees.

Portland, Oregon Area

• Assisted 2 faculties in research, teaching, and administrative tasks, including:
• Market research for two on-going projects in sustainable management and supply chain relationships
• Built a database of more than 350 U.S. based sustainable apparel companies
• Conduct multiple literature review in inter-organizational relationships and inter-relational risks
• Designed research experiments for analyzing buyer-supplier relationships
• Tutored MBA students on finance concepts such as bond valuation and risk analysis

Portland, Oregon Area

• Worked directly with the firm-owner to derive a system that improves the flow of client information in the preparation of 1120 and 1120-H forms; reduced processing time by 50%. Additional responsibilities include:
• Assisted with preparation of compiled, reviewed and audited financial statement work papers preparation of individual and corporate income tax returns, form W-2, 1099, and personal property tax returns
• Reconciliation of fixed asset schedules and depreciation expense
• Trained 2 new employees on tax services for homeowner associations

Forest Grove, Oregon

• Utilized multiple business skills to guide start-up companies through product development, including business plan, marketing materials, market research, and pro-forma financial statement
• Designed the business plans for two start-ups in independent video game and tele-pharmacy market
• Identified targeted market and devised marketing strategies to promote start-up products, including social media marketing and crowdfunding proposal

Ho Chi Minh City, Vietnam

• Conducted financial due diligence in mergers and acquisition deals for clients in different sectors including hydropower market, real estate market, and beverage market
• Analyzed financial performance using SWOT, ratio, comparative, vertical, and horizontal analysis
• Utilized Bloomberg to collect data and performed evaluation on the financial health of targeted companies using debt schedule, working capital analysis; and cash flow analysis
• Conducted secondary market research to identify industry trends and current competitive landscape
• Prepared reports and presentations on the research and analysis of the targeted company and/or industry

Forest Grove, Oregon

Economics department

Ho Chi Minh City, Vietnam

Study-Abroad Conference 2015

Master Of Science - Ms, Finance

Bachelor Of Business Administration (B.A.B.A.), Accounting And Finance, 3.95

Activities and Societies: Member of Business Development Team Member of Economics and Finance Club