Yanal Khoury Email & Phone Number

Amman, Jordan

- Lead initiatives for development of methodologies for measurement of Credit Portfolio Management across the Group and associated models/ processes (along with Head of Models Risk Management Unit).- Monitoring and reporting risk against established limits and Key Risk Indicators (KRIs) and collaborating with stakeholders to implement appropriate management actions in response to limit breaches and KRI deviations. This proactive approach effectively mitigates risks and protects the bank's interests, all while maintaining alignment with senior management and theBoard of Directors.- Monitoring the preparation of stress testing and suggesting all stress scenarios related to Credit Risk and present it to Risk Committee members.- Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders.- Ensure timely and accurate delivery of Credit Risk reports. Interpret the information and suggest actions for consideration by Senior Management- Assist the Head of Risk Management/ Group Chief Credit & Risk Officer in carrying out the responsibilities pertaining to Board Risk Committee which includes preparation of the information pack and responding to data/ analytical requests from the Committee.- Assist the Head of Risk Management/ Group Chief Credit Officer in enhancement and review of Group Credit Policies & Standards in order to ensure that these reflect the best practice and regulate the risk assets of the group as directed by the Board Provide requirements and design inputs, particularly with regard to credit risk recognition, measurement and its reporting as part of the core team for implementation of key credit risk related projects (e.g. Credit Management System, IFRS 9 impairment).

Amman Governorate, Jordan

- Ensure timely submission of all regularity reports such as Risk Report, Concentration Report.- Ensure timely submission of all reports such as Concentration Ratios, Commitment limit Report, Un-utilization report, country risk exposure report, ASTAR report (Accounts subject to additional review), IFRS Past due report.- Prepare all required files/reports for Credit Bureau submission.- Prepare all required files/reports to generate regularity reports and upload into CBJ portal.- To do all the day to day processing and lodgment of all Security Documentation received as Custodian.- To ensure compliance of all internal procedures, operational controls and regulatory requirements.- Verification of content of transactions to ensure that neither customer nor bank is placed at risk.- Screening of documents to ensure correctness.- Follow-up with customers/ relationship managers for receipt of documents / resolution of discrepant documents.- Follow up with CRC for outstanding issues and ensure resolution.- Verification of Signatures on documents related to CRC against SIGCAP.- To act as coordinator between Origination & Client Coverage (OCC) team.- Control organization of work -flow to achieve maximum productivity.- Perform any ad hoc work allotted by Manager, Credit Documentation, Head OCC and Credit.- Ensure adherence to Group Compliance Standards, Code of Conduct and policies pertaining to Information Technology.- Ensure adherence to regulatory/ statutory requirements.- Prepare balance and audit confirmation letters and submit those to auditors.- Responsible for quality portfolio & Documents Checking- Ensure that reports pertaining to: Global deficiency, Expiring documents, Limit Dropped down are circulated in time to OCC team.- Handle queries from OCC team, Customers and CRC personnel and respond adequately.- Generate excess reports and circulate to OCC team/ Credit for response and comments.