Responsible for solutions and products of vertical industries such as supply chain, logistics and freight, agricultural materials acquisition, business travel etc. take grounded work from partner business development, product design, and branch coordination to rollout and promotion.

Global cross-border offline payment products : Responsible for supporting merchant payment acceptance network of card issuers/e-wallets by global payment institutions, and omni-offline payment products fulfilling business and regulations in various countries. As of 2020, achieved 1 + million merchants (non-Chinese mainland) and 15 + wallets (including Alipay China Wallet) and card issuers. Leading the team for product planning, product management of face-to-face payment business; product design and implementation of industry application solutions, and delivery the end-to-end solutions for offline cross-border payment of wallets in various countries (acquisition acceptance, payment clearing, fund settlement, reconciliation, etc.). Ant Intl global payment partners management(including payment institutions, card issuers/e-wallets, merchants, service providers): Responsible for operating platform products of, supporting partners with full life cycle management and service capabilities from onboarding, KYC, signing contracts, system integration, transaction management, dispute and chargeback, fraud reporting, etc. Effectively improve partners’ onboarding efficiency by 30% and shorten dispute processing efficiency by 55%.

Mobile Acquiring Products (National wide Mobile Payment Series Products)：Fully responsible for the planning, delivery and operation of, providing merchants with stable, safe, large-capacity and low-cost omni-payment services. As of 2018, daily average transaction volume reached 27 + million, accounting for 70% of UnionPay's total consumption transactions and 48% of China total offline consumer transactions. Established UnionPay's offline pan- non-contact acceptance network through upgrading traditional POS terminal to non- contact intelligent terminal, built a UnionPay business mobile full-aggregation online transaction system, integrated with mainstream wallets (including business negotiation, product design and delivery), participated in the decision-making of the industry-wide direct-connection decoupling plan, and participated in the formulation of the industry-wide ecosystem in terms of business strategy for Alipay/WeChat. Leading the innovation of acquirers in industry solutions, created pre-authorization through scanning code (based on wallets native capability of instead of requiring wallets pre-authorization function), insurance industry scan code payment with real-name, scan code for installment, etc.e-Wallet APP: Responsible for product planning, delivery and operation of individual users utility payments (water, electricity and gas), cash (credit card repayment, transfer), wealth management (monetary fund, wealth management product purchase and redemption), lifestyle (flight/movie tickets and other ticketing orders, overseas purchases) and other business services. Coordinate and manage product iterations of various businesses in the APP; be responsible for the design, management and implementation of APP basic framework services (account management, marketing modules, payment center modules, data services, location services, etc.).

Acquiring Products: responsible for the product technology research and development and project management of Kuaiqian's core acquiring business, providing Kuaiqian's special merchants with online payment, credit card payment and mobile payment, mainly including online-banking, CNP, Direct Debit, POS, wallets and mini card wipers. Lead R&D team and PMO team to provide the split bill, payment on bill, COD products (which involve acquiring, payment, bookkeeping, account, risk control, etc.) for key account customers including JD.com (e-commerce), Ctrip/Qunar (OTA), Pacific Insurance (insurance), etc. Ensure the stability and capacity of the core payment system (system expansion for double 11 transaction peak),and be responsible for quality and efficiency of product implementation. With flexible planning & design and strong channel routing engine it provides customers with stable and reliable payment services, and effectively reduce channel costs for the company. Support the company's license renewal, compliance review and other related technical work to the ground.