Michelle Yang Email & Phone Number

Worldwide, Us

London, Gb

Represent issuers, asset managers, arrangers and financial institution clients in collateral loan obligations (CLOs), CLO warehousing, and asset-backed securities. Draft offering documents, indentures, credit agreements, security agreements, note purchase agreements, opinions, management agreements, account control agreements, limited liability company agreements and other corporate formation documents, UCC financing statements and similar documentation for transactions including securitizations, CLOs and asset-based leveraged financings. Review EU/UK transaction documents for U.S. regulatory concerns.Provide ad hoc research and analysis related to issues outstanding in current or past deals.

New York, New York, Us

Provided strategic legal advice and product counseling regarding money transmission regulations, as well as led the development of a new global eCommerce payments processing platform.Researched and advised on various contracts and related legal issues including payment processing services and alternative lending agreements for small and medium-sized businesses in the eCommerce industry (e.g., short-term loans, line of credit, revenue advances, etc.) and UCC filing matters.Created new legal and compliance structures for payments products and services; supported the Chief Risk Officer regarding alternative lending product operations and various regulatory issues.Reviewed and assisted with the negotiation of various legal contracts and business decisions.

New York, Ny, Us

MTL Licensing Assistance: Support PingPong’s North American office in obtaining money transmission licensing in various states as a part of the licensing team by corresponding with state regulators, reviewing and revising business plans, compliance policies, and etc. Global Legal and Compliance: Manage communications between teams on a global scale for cross border legal and compliance operations for PingPong as a cross border payments fintech companyAML/CTF Policy Drafting: Draft, propose, and review Anti-Money Laundering/Counter Terrorist Financing related policies and procedures for both local and global compliance operations Compliance Operations: Conduct compliance Know Your Customer onboarding for clients and business partners from different countries and regions Business and Regulatory Relations: Support banking partners and state regulators relations, discussions and on-site audits/visitsCountry Expansion: Obtained Money Services Business registration with FINTRAC for Canadian country expansion for the North American operations Contract Drafting and Review: Draft, review and advise changes to service agreements, engagement letters, leases, NDAs, and other contracts for business partners, service providers, bank partners and etc.Law Firm Management: Manage external law firm communications regarding money services businesses and other corporate issues for North America operations

Irvine, California, Us

Prepare commercial real estate related loan documents including: loan agreements, promissory notes, security instruments, and etc. Propose drafts of Cash Collateral and Security Agreements, Earnout Holdback Agreements, Assumptions and Modification agreements for commercial real estate loansReview entity formation documents to generate signature memorandums for the real estate loan documents

Us

Prepared investment fund legal documents such as limited partnership agreements, operating agreements, private placement memoranda, and subscription documentsDrafted employment contracts, promissory notes and loan agreements for start-up companiesResearched regulatory compliance matters, such as issues related to registered investment advisors

Austin, Texas, Us

Completed projects in various practice areas and functions (i.e. M&A, EH&S, compliance, corporate real estate, medical, employment, and etc.) in an in-house corporate environmentResearched and proposed edits and drafts of agreementsConsolidated and analyzed terms of the agreements from past transactionsResearched international legal compliance issues in a multinational corporationTranslated and prepared legal documents from Mandarin to English

Philip Morris Taiwan S. A., (PMTW) is a subsidiary of Philip Morris International (PMI).• Researched legal issues regarding corporate affairs and government regulations• Drafted memoranda for legal concerns • Translated legal documents from Mandarin to English• Reviewed and proposed changes to contract amendments

Organized competition for Law Departments all over Taiwan.Coordinated Official Rules and competition results with International Law Student Association (ILSA).

• Provide database consulting and constituent correspondence management • Redesign both computer/mobile campaign website for user-friendly update• Participate in active campaign: 4th of July Parade, Blockwalking and Constituent communications

Juris Doctor (J.D.)

Bachelor Of Laws (Ll.B.), International Law And Legal Studies

Bachelor Of Science, Managerial Economics

High School