Executive Director & DGM, Project Finance / Infrastructure Finance / Municipal Finance, Credit Department American Division• Lead a group that is responsible for evaluating credit proposals and business screening memos of project finance, infrastructure finance and municipal finance transactions in the Americas and make written executive summaries to management.• Oversee the maintenance of credit quality and provide feedback to busines units to ensure consistent and complete credit applications. Also, provide guidance, as necessary, to busines units to ensure compliance with internal standards.• Monitor and supervise problem loans including Warning Obligors and present written memorandum / reports to management.• Engage in special projects including preparing monitoring reports, policy/guideline reviews, etc. Ensure compliance with external regulatory / internal policy and procedure requirements.

Director, U.S. Energy, Utilities, Project Finance/ Infrastructure Finance Credit Risk Assessment Group 2016-Present• Provide a balanced, objective and independent view of the credit risks assumed in SG’s lending (project finance, infrastructure finance, utilities, and Oil & Gas reserve-based lending) and trading activities in the corporate & investment bank world.• Have credit authority to validate, or make a recommendation for, all transactions requiring the assumption of credit risk.• Responsible for credit decisions related to a portfolio of over 150 accounts in U.S./Latin America oil & gas, power & utilities, renewable energy, healthcare, cruise lines, and consumer product sectors. • Identify deteriorating credits, oversea watch list files and work closely with asset recovery management team and the front office to best resolve issues. Verify the appropriateness of all Obligor Ratings and LGDs within guidelines.• Ensure that all requests comply with regulatory guidelines and rules.

Director, U.S. General Corporate / U.S. Utilities / Latin America Team, Corporate Credit Group • Perform comprehensive credit analysis and prepare credit applications, including new transactions, annual reviews, renewals, temporary extensions, and waivers and amendments• Make recommendation to Senior Management regarding actions to be taken about some problem accounts; conducted sell/hold analyses• Manage a team of 4 analysts and cover over 100 U.S. general corporate / U.S. utility /Latin America Oil & Gas and Metals & Mining accounts. • Act as liaison with Credit Committee for all credit-related issues, with Corporate/Investment Banking Teams for structuring of new loans and preparing client presentations and credit applications, with Loan Syndications for preparing marketing materials for new deals, with Loan Operation for initial booking and ongoing funding of all credit facilities, with Legal Counsel for loan documents completion and execution, with Sales and Trading Desks for CTY/FX/Rates hedging opportunities, and with Portfolio Management on hedging and selling strategies• Work closely with Corporate/Investment Banking, and other product groups, including equity/debt capital markets, derivatives, project finance, cash management, and trade finance to ensure that cross sell opportunities are being developed and captured• Negotiate credit agreements for syndicated loan transactions and ISDA/CSA/NAESB for trading lines requests• Maintain regular client contact and monitor covenant compliance• Manage and report global exposure, and prepare Watch List reports• Reviewed/assessed over 600 credits in the fields of Utilities and Renewable Energy, Oil & Gas, Diversified, Industrial, Autos, Consumer, Healthcare, and Metals & Mining, etc.• Generated over 200 reports regarding the Utility/Oil&Gas/Metals & Mining/Diversified/Healthcare/ industries and problem accounts. • Originated and secured over $100 billion for clients’ acquisition financing

Energy & Utilities & Project Finance Group, Americas Credit Division • Performed comprehensive and independent analysis/evaluation of credit applications submitted by the branches/agencies/project finance in order to recommend whether the Bank should approve or decline to commit to syndicated or bilateral loan facilities• Assessed and analyzed credit worthiness of applicant, loan structure, risk return, applicant operating profile and industry profile including historical profit and loss performance, financial conditions and cash flow, and discussing alternative loan structures and commitment amounts• Conducted verbal presentations and prepare written analysis with recommendations to Group Head, General Manager• Monitored a portfolio of $4.0 Bn energy/utility loans, made timely recommendation to Senior Management regarding actions to be taken about some problem accounts including Enron, Dynegy, CMS, Reliant Energy, Teco Energy, etc.; conducted sell/hold analyses

Global Project and Structured Trade Finance Group • Advised clients in evaluating financial feasibility of power/telecom projects, developing capital structure for projects• Conducted due diligence and analysis of country, regulatory, competition and other risks underlying the projects and proposed financing• Consulted clients in developing, analyzing and reviewing their key Project contracts and agreements• Prepared bank information memoranda or other written materials necessary in connection with project financing• Originated and secured over $3.5 billion for client project financing: NGC acquisition financing; AES merchant plant financing; Haina merchant plant financing; Dishnet undersea cable project debt financing; Shin Satellite project debt financing.• Identified potential sources of financing for clients, including US Eximbank, multilateral and bilateral institutions, development banks and commercial banks, and developed strategies necessary or desirable in order to implement financing for projects.Global Power Group, Global Relationship Banking (1997-2000)• Conducted financial analyses of electric utilities• Identified Corporate Finance product opportunities and presented product proposals for clients• Prepared forecast, valuation, credit and risk assessment and capital structure analysis• Developed technical and financial models for a number of Power projects • Completed over 150 credit approvals, eight information memos, and annual reviews of utility clients along with numerous spreadsheets• Sold various banking products, such as syndicated bank loan, project finance, capital structure, asset securitization, synthetic lease, derivatives and foreign exchange products to approximately 50 electric utility clients in the United States.

Technology Investments• Supervised cooperation and implementation of 31 Agreements between U.S. and P.R.C. governments in the field of Science and Technology• Advised leaders of Chinese Government regarding cooperation with the U.S. government, Congress, Companies, Research Institutes and Universities in the field of Science and Technology

• Prepared forecast, valuation and risk assessment for Chinese companies wanting to issue stocks in both domestic and foreign stock markets.