Yashu Sharma Email & Phone Number

Toronto, Ontario, Canada

Credit Analysis and Monitoring: Analyzing financial performance and macroeconomic trends to estimate borrower risk ratings and identify early warning signals for repayment capacity.Financial Modeling: Developing financial models and applying stress testing to evaluate borrower repayment capacity under varying economic conditions, utilizing platforms like S&P and Moody’s for data.Risk Adjudication: Assisting in the credit adjudication process by analyzing data for risk ratings and enterprise valuation, and proposing credit decisions that balance business objectives with risk management.Industry Expertise and Collaboration: Cultivating industry knowledge in Diversified Industrials and Commercial Real Estate while collaborating with internal stakeholders to build consensus on risk assessments.Mentorship and Training Initiatives: Mentoring new team members and designing training programs on financial analysis, along with creating an Excel model to enhance borrower risk rating calculations and streamline analysis.

Toronto, Ontario, Canada

Assisted with empirical research work in revision of paper on ‘Endogenously Procyclical Liquidity, Capital Reallocation, and Tobin’s q’.Programmed in SAS to merge CRSP and Compustat financial databases, applied Hodrick-Prescott filter and estimated parameters.

Mumbai Area, India

Compensation Management: Oversaw the annual bonus program and salary increments, developing costing models to analyze financial impacts and ensuring transparent communication with employees.Market Benchmarking: Conducted regular compensation benchmarking to maintain competitiveness, utilizing market data to recommend salary adjustments and building a strong network within competitor banks.Compensation Projects: Led initiatives to reform benefits policies, assess regulatory changes for employee retirement plans, and redesign hiring compensation structures to enhance market competitiveness.Executive and Short-Term Incentives: Developed and executed executive compensation strategies, conducted valuations for ESOPs, and collaborated with leadership to design comprehensive short-term incentive plans aligned with business objectives.Data Analytics Initiatives: Analyzed the impact of incentive policies on productivity, utilized regression analysis for forecasting employee attrition and interest rate derivatives pricing, ensuring alignment with organizational strategy.

Learning and Development

Alwar, Rajasthan

Master Of Finance, Financial Risk Management, 3.81 (Graduated With Distinction)

Coursework: Econometrics | Fixed Income | Advanced Derivative Securities | Stochastic Calculus | Fixed Income | Markets | Financial.

Postgraduate Diploma In Management

Coursework: Macroeconomics | Microeconomics | Research Methods | Quantitative Analysis | Game Theory | Analytics | Financial Analysis |.

Bachelor Of Engineering, Mechanical Engineering

Coursework: Single and Multivariate Calculus | Linear Algebra | Probability and Statistics | Numerical Analysis | Optimization Techniques.