Credit Manager
Current- Key Responsibilities:
- 360° Credit Assessment: Independently preparing comprehensive credit assessment (covering macro-overview, industry/sector, competitor, business, financial, and credit analysis) of clients continuously through desk.
- Process Compliance: To convey a clear opinion/ Highlight Critical risks along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk.
- EWS Management: Follow-up with the sales team, account relationship team, and other concerned teams for new sourcing and renewal/review. Identifying early warning signs of credit deterioration, joint monitoring of.
- Portfolio Monitoring: Capable of forming a view and suggesting a course of action regarding the exposure of clients. Management of the assigned portfolio through improved disbursement with a key focus on quality. To.
- Deferral Management: Work closely with relationship teams, legal teams, technical valuation teams, field investigation and risk teams, and other internal teams. Manage and ensure timely renewal of accounts and.