Yeow Kim Ee Email & Phone Number

Seri Kembangan, My

Petaling Jaya, Selangor, Malaysia

- Conduct credit risk assessment, financial analysis, KYC, credit scoring, project finance risk analysis, and deal structuring on over 300 borrowers with combined facility limit of ~MYR900 mil (~USD190 mil)- Establish the standard credit procedures for the company's expansion into Singapore and Thailand (i.e., draft regional SOPs, source for local service providers, develop credit scoring models)- Co-design assessment criteria and process flows for 4 new financing programs which sped up approval turnaround time by around 50%- Document collateral management policy, credit impairment guidelines, and department SOPs to ensure effective risk mitigation, asset protection strategies, and portfolio monitoring processes- Train & mentor junior analysts to evaluate clients' creditworthiness, assess financial risk, and balance risk & reward to achieve optimal commercial lending outcomes

Petaling Jaya, Selangor, Malaysia

- Analyzed the creditworthiness, financial health, contract-level risks, project viability, and business model viability of corporate and SME borrowers- Worked with Sales and Risk to structure high-risk deals- Blueprinted credit impairment guidelines with trigger criteria to downgrade / flag / exit high-risk assets- Drove process improvements in annual reviews which reduced Sales and Credit departments' workload by 70%- Co-designed program-driven credit scoring parameters which sped up the approval turnaround time by 50%- Developed collateral scorecard to quantify the recoverability rate and qualitative features of property securities

- Monitored loan portfolio to guard against credit risks- Reviewed legal documentation and performed account setup & maintenance for clients. - Developed compliance checklists for smoother client onboarding processes- Documented industry-specific credit guidelines that formulate strategies to mitigate industry risks

Kuala Lumpur, Federal Territory Of Kuala Lumpur, Malaysia

- Conducted due diligence on public equities, with emphasis on business model analysis, supply chain evaluation, financial analysis, DuPont analysis, competitive positioning, and valuation- Built 2 financial models (residual income model and discounted future earnings model) for equity valuation- Documented investment research reports with entry price and buy/hold/sell recommendations.- Summarized corporate announcements / quarterly earnings in iCapital's weekly newsletters

Kuala Lumpur, Malaysia

- Marketed and promoted company’s educational events to leads- Assisted marketing and sales team in sales conversion- Post-event follow-up on attendee experiences and concerns

Bachelor'S Degree, Finance & Economics (Hons), 3.64 Cgpa (With Distinction)

• Top 10% Scorer for Finance Sep 2017 Cohort • Recipient of Xiamen University Malaysia 100% Merit Scholarship

Foundation In Arts, 3.97 Cgpa

• Recipient of HELP College of Arts & Technology 100% Merit Scholarship