For the last seven years, I have held credit underwriting roles in both banks and Non-Banking Financial Institutions in Egypt. During this time, I have analyzed over 500 companies across various industries, primarily focusing on large corporations, including EGX-listed companies. My expertise in underwriting and debt structuring extends to working capital, capital expenditures, and acquisition financing. As a skilled financial analyst, I possess the ability to rapidly and accurately execute the spreading of complex financial statements, review financial ratios, write analyses, and forecast performance within a short timeframe.In addition, I have experience examining IFRS and EAS statements, and am capable of underwriting and submitting reports proficiently in both Arabic and English. I capitalize on my financial acumen, learning capacity, technological proficiency, analytical prowess, and financial modeling aptitude to evaluate creditworthiness, mitigate risks, and support strategic decision-making. My reputation as a highly skilled and effective credit underwriter is the result of my ability to leverage these core competencies. I take pride in my ability to identify potential risks while recognizing opportunities to structure effective credit solutions, reducing risk while driving growth for the organizations I have worked for as a credit underwriter.I am a small Investor in the Egyptian Stock Exchange (EGX) starting Q4 2021. Effortlessly I made a 50% overall annual return and a weighted average annual return of 85% in 2022.