Ylva Jogoleff Email & Phone Number

San Diego County, California, United States

Hired to build the Credit Reporting department for Consumer Loans, Commercial Loans and Leases for more than 25 portfolios that consist of Installment, Lines of Credit and Revolving accounts.In charge of managing a team of 13 Compliance Support Specialists, and 1 Compliance Analyst 5 Credit Reporting Specialists in Baja California, San Diego and India. Creating and updating internal credit reporting training materials from the Credit Reporting Resource Guide Guidelines (CRRG); as well as providing training to the Compliance and Credit Reporting Teams to understand Metro 2 Format, and the impact and importance of each field in the credit reporting ecosystem.Responsible for reviewing and resolving internal and CRAs exception reports to address errors and illogical combinations in credit reporting.Sharing responsibility with the Compliance/Legal team to ensure Compliance with CDIA and CRRG, with an understanding of FCRA, FACTA, FCBA, UDAAP, and CDIA Metro 2 Reporting Format.In charge of reviewing weekly, and monthly controls for bankruptcy, paid in full accounts, ECOA updates, to identify, update, verify, and correct illogical combinations and/or errors.Conducting audits on clients portfolios through Credit Manager 5 (CM5), to identify illogical combinations, missing information and deal with fatal errors.

San Diego, California, United States

Hired to establish the Credit Bureau Reporting department for Consumer and Residential loans for the South West Region.Created and implemented controls to identify errors, discrepancies, and illogical combinations for credit reporting.Responsible for ensuring Compliance with CDIA and CRRG, with an understanding of FCRA, FACTA, FCBA, UDAAP, and CDIA Metro 2 Reporting Format.Running controls to verify mortgage loans, home equity loans, lines of credit, and credit cards to identify, update, verify, and correct discrepancies and/or errors.

Chula Vista, Ca

Member of the Loan Service Department for over 13 years as a Loan Specialist and Credit Reporting Specialist concurrently.Created with the BSA and Compliance Officer, policies and procedures for Loan Service Department, Asset and Recovery, Bankruptcy, Fraud.Assembled the Credit Reporting Working Group with the Loan Service Manager, Compliance Officer, IT Manager, Chief Risk Officer, and Training Supervisor to address all credit reporting and loan servicing issues.Developed and updated credit reporting procedures for the Loan Service Department, to address: Charge offs, Bankruptcy, Fraud, Paid in Full, Settlement, Repossession, and Voluntary Surrender.Created internal controls through GoldPoint to ensure accurate and complete credit reporting.Audited the monthly Metro 2 file prior to submission to the CRAs, to identify any illogical combinations, and ensure accuracy.

Associate Degree In Accounting, Accounting And Business/Management

Activities and Societies: Tutoring written and oral communication skillsAssociate Degree in Accounting

Hospitality Management Technical Degree, Hospitality Administration/Management

Activities and Societies: Treasurer, choir, theater