Yogesh Sain Email and Phone Number

 Property papers verification like GP Patta, Society patta, Lease deed, Jamabandi and other property documents.  Concern department visit for property papers investigation.  Legal and Valuation report cross check.  New joiner Employee verification  Vendor verification  Field visit and detail investigation of fraud reported cases by vendors.

Experience:•Assessment of proposals for HL. MSME. Business loan within given TAT.•Loan Disbursals and coordination with Head Credit Manager.•Underwriting process•Check CIBIL, DPD. DST•Preparing and Checking CAM/PD/Income sheets•Ensuring accurate and appropriate analysis of applicant's credentials, including financial analysis various associated financial ratios for credit decision, as per the Policy Manual. •Responsible for initiating personal Discussion before recommending proposal besides recording all the factual events/observations/discussions to facilitate credit decision by the sanctioning authority

Experience:•Analysis of credit risk checkpoint in files of Internal Audit and statutory Audit in Aavas finenciers.•Analysis of credit risk check point in housing loan and Business loan cases.•Processing of loan cancellations.•Working experience in NHB Audit•Working experience with centralized Credit Risk Team

Experience: •Responsible for verification of kyc, Income docs and Banking in all types of loans like HOME LOAN, PL, AUTO LOAN and TW in ICICI Bank.•Investigation visits•concall investigations•Seeding Activity•Branch suprise visits•Hunter Activity•MIS preparation•Sampling Activity•Provide training to new joining samplers