Risk assessment of corporate lending transactions - write up credit memos, build detailed financial models and propose investment decisions.Facilitate and manage the underwriting process.

Supporting the initiation and maintenance of corporate credits for a large buy-side asset manager. Work involved preparing detailed credit analysis report for High yield corporate credits. Built financial models with short term projections and prepared reports analysing the business risk and financial risk profiles of the companies. Analysing Business risk profile included analysis of industry landscape e.g. drivers and risk factors, competitive landscape, earnings profile and company strategy. Financial risk profile analysis included evaluation of leverage, debt composition, cash flow generation, liquidity, capital structure, covenants and headroom analysis

Supporting an UK based European credit trading team by building detailed credit models for High yield European credits. The models include capital structure, historical and forecasted financials, FCF analysis, debt repayment deleveraging and covenant analysis

Developing detailed Credit models in excel from scratch and analyzing credit metrics of various companies, High Grade Analysis, High Yield Debt Analysis, Distressed Debt Analysis, Build and Maintain Loans and Bonds Databases using broad level filters to select constituents and Covenant Analysis. Preparing initiating coverage reports (ICR) for companies in oil & gas, metals and mining, building detailed financial models and performing company valuation using DCF, SOTP, precedent transactions, and relative value analysis.