• Leading MSB objectives on serving MSB segment by providing suitable products for them.• Responsible on MSB sales thru all channels (Direct Sales, Branches, Digital) for all MSB product (POS, eCom, BIF, Fleet, Eirad).• Align with all stakeholders (Product, Credit, IT) to assure providing better financing products.• Facilitating all challenges faced by sales force thru enhancing products.• Assurance of quality portfolio by keep monitoring and analyzing the performance.

• Leading three units (Sales, Product, Implementation & Support) to assure delivering a high-quality service for cash management product.• Developing strategies and get it implemented with close monitoring.• Assure sales penetration cross all CBG segments.• Developing new products and continuously enhancing the existing exceeding our clients’ expectation.• Managing multi key projects with private and government sectors by providing a mix of cash management solutions.

• Leading 12 teams with total sales force of 100 employee (kingdom wide) to achieve high growth records in Assets, Lending fees, Yield and Liability.• Targeting MSB segment with structured financing products (POS, eCom, BIF, Fleet, Eirad). This includes marketing for other banking products such as cash management, insurance and digital banking.• Align with all stakeholders (Product, Credit, IT) to assure provide better financing product.• Was able to achieve a high sales record which resulted in a significant growth in all records.

• Leading a team of 4 RMs to achieve high growth records in Assets, Lending fees, Yield and Liability.• Develop Marketing strategy that targets middle market borrowers. This includes marketing products such as Cash Management, Trade finance, Treasury and digital banking.• Analyze lending portfolio performance against overall market conditions to enhance credit quality.

• Managing a portfolio of corporate clients with sales turnover between SR 100– 700 Million.• Marketing for new clients.• Providing clients with various corporate solutions (loans, cash management, trade and receivable finance, assets managements).• Maintaining overall credit quality and comply with credit policies.• Guaranteed the soundness of risk ratings and the condition of credit files.• Underwriting and structuring new facility, renewals, amendments and credit reviews.• Analyzing financial statements and performed projected cash flow.• Making quantitative and qualitative analysis for companies and highlighting risks and its mitigations.

• Supporting relationship managers in preparing credit proposals.• Joined the Business Analysts Program designed by Institute of Banking and Al Rajhi Bank for seven months as a preparation for future RM.

• Deserved to be a supervisor over fifty analysts and supervised 35 employees.• Managing the work load smoothly to achieve the client satisfaction.• Assurance of credit quality in parallel with achieving the required TAT.

• Analytical credit expert in the field of personal financing in Retail Banking Group.• Diversity of credit analysis at the leader of personal finance in Saudi Arabia with the highest market share.• Worked on different products such as personal finance, auto finance and car leasing.• SMEs financing for car leasing product.