Yulia Horodynska Email and Phone Number
Professional in the fields of micro and SME banking and gender finance, with over 15 years of experience in the banking sector in management positions, I have developed deep expertise in business lending, credit risk management, and HR development. Currently, as a Senior Banking Consultant, I manage projects related to business lending and women in business access to finance in Ukraine, Eastern Europe, Armenia, and Morocco, working with partner financial institutions to assess their needs, design solutions, and deliver recommendations. I thrive in multinational and multicultural working environments, and I can communicate effectively in several languages. My mission is to empower SMEs and women entrepreneurs and support their growth and inclusion.Experienced in:Business management SME and micro-lending technologyGender financeProject managementCredit decision-makingLaunching of the new business unit from 0Excellent communication and negotiation skillsCreating a productive and constructive team focused on business resultsConducting professional trainings and awareness-raising events
Mf Strategy (Microfinance Strategy)
View- Website:
- mfstrategy.com
- Employees:
- 14
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Senior Banking ConsultantMf Strategy (Microfinance Strategy) May 2019 - PresentLausanne Area, SwitzerlandTechnical cooperation with financial institutions in Ukraine, Eastern Europe, and Morocco, projects related to business lending and women's access to finance, also market research on non-bank financial institutions, insurance and FinTech. Structuring and mapping existing gaps, designing solutions and recommendations, conducting presentations and negotiations with partner financial institutions. Operations in multinational and multicultural working environments often conducted in parallel in several languages -
Deputy Director, Head Of The Sme Business In The West Ukrainian RegionCredit Agricole Aug 2012 - Apr 2019LvivIn charge of achieving the performance of the SME business across 28 bank branches and 8 dedicated divisions in each oblast (province) of the Western region, ensuring portfolio and service quality standards, synergy between units and stakeholders and the team environment. Credit decision-making limits. Among my main achievements:- Creation of an efficiently structured SME team in the Directorate and regions- Optimization of the operational rhythm, including cooperation between the SME department and branch managers- Establishment of efficient communication with the SME core's current and prospective clients as well as with the local authorities- Demonstration of significant progress in business development by the SME department, including the achievement of performance targets- Successful implementation of a pilot project for the transformation of the OCEAN network (Oriented to the Customer Efficient and Amplified Network), including introduction of a new sales model and organization of new business structure and roles of commercial teamsDirector of the Western Region (interim) - 01/2019- 04/2019Geography of responsibility area - 8 oblasts (Lviv, Ivano-Frankivsk, Zakarpattya, Chernivtci, Ternopil, Khmelnytskyy, Volyn, Rivne). 25 branches, 210 employees.Administrative functions, in charge of Retail, Corporate and SME business process continuity, supervision and ensuring compliance with business objectives, business planning, and efficiency management. -
Head Of Sme Department In The Lviv RegionAlfa-Bank Dec 2007 - May 2012LvivLaunching a local unit from scratch, including building team and capacity, developing a business strategy, and negotiating with stakeholders and partners, ensuring the achievement of commercial objectives. Assuming the role of head of the local credit committee.The SME division in Lviv remained since its opening one of the leaders in Ukraine (e.g. first credit given in system, largest credit portfolio in Ukraine in 2008, fastest portfolio growth in 2009, and the leader division in August 2011) Additional role of region's in-house trainer: coaching, facilitation, staff development -
Senior Loan OficerProcredit Bank 2001 - 2007Lviv, UkraineBusiness Clients Manager, in charge of the affluent clients’ services. Among the responsibilities: sales and negotiations, bank’s external representative functions, relationship management, good knowledge of the existing regional business context, raising awareness, and seminars moderation. Role of credit committee member with a decision-making limits.At first Credit Expert for micro clients, since 2004 – Credit Analyst Expert of small and medium business clients. Responsibilities: full financial and creditworthiness analysis of credit applications, responsible for business objectives achievement at the level of the credit portfolio volume and quality, clients’ acquisition, debt portfolio management. Since 2004, acted as credit committee member with a decision-making limits. Additional functions of mentoring and coaching of newcomer experts. -
InternshipDib Equipements Apr 1999 - Sep 1999FranceBusiness partner identification in Ukraine for a French company, including market research,selection of potential clients by defined criteria, the study of a normative base, and visits to 6 selected factories in Ukraine.
Yulia Horodynska Skills
Yulia Horodynska Education Details
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L'Esc De Saint-EtienneAction Commerciale -
International Relations And Affairs, International Law
Frequently Asked Questions about Yulia Horodynska
What company does Yulia Horodynska work for?
Yulia Horodynska works for Mf Strategy (Microfinance Strategy)
What is Yulia Horodynska's role at the current company?
Yulia Horodynska's current role is Senior Banking Consultant | SME lending | Women in business | Credit Risk Management | Business Manager.
What schools did Yulia Horodynska attend?
Yulia Horodynska attended L'esc De Saint-Etienne, National University 'ivan Franko' , Lviv.
What skills is Yulia Horodynska known for?
Yulia Horodynska has skills like Banking, Corporate Finance, Portfolio Management, Vsme Lending Methodology, Financial Risk, Credit Risk, Trade Finance, Finance, Commercial Banking, Business Planning, Risk Management, Credit.
Who are Yulia Horodynska's colleagues?
Yulia Horodynska's colleagues are Hadeel Elsayed, Ramiro Ortega Landa, Ivana Pesic, Ann Manoukian, Kartik Ashta, Oxana Ctitor, Ivan Golovenko.
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