• Designed value-added analysis of financial metrics, margin drivers, and enrollment dynamics, easily consumable to business partners and strategic initiatives, resulting as a top financial performer among all lines of business.• Enhanced a monthly financial reporting package with business insights, concise and actionable analysis.• Created a combination of macro market metrics and analytical modeling to better forecast market trend and profitability with opportunities and risks for continuous annual growth of $2.2b revenue and controlled claims.• Provided strategic insight and information to various committees and task forces for responsible fiscal decision making as well as a wide range of complex analysis on key strategic initiatives for senior management for sustained growth.• Built quarterly and annual expense forecasts, including any necessary recommended action required to manage costs to achieve budget and overall operational processes efficiency, including IBNR and reserve development tracking. • Responsible for distribution structure design with a balance of growth and profitability for a scaled savings of $15M.• Initiated membership life-time value and cost analysis to optimize a long term success with sound financial controls.• Managed accounting operations, accounting close, account reporting and reconciliations. Improve the accuracy of operational costs projections for Actuary quarterly pricing.• Quantified potential financial risks and cost savings opportunities with solutions to bring them to the bottom line. Led strategic enrollment planning, drove overall P/L and operating budget, and exceeded continuously profit margins.• Successfully managed two different business portfolios transition ($2b sales and a half million members).• Created and implemented 3-5 year plan with attention to business trends, strategic focuses, and associated risks and opportunities. Influenced key business decisions to ensure the achievement of company’s mission.

• Created monthly PowerPoint presentations illustrating business performance and goals for ISG FINANCE & SPECIALTY DIVISION. • Initiated financial modeling to analyze Cash Flow, Balance Sheet and overall P/L financial performance for existing and new businesses on a monthly and quarterly basis.• Prepared detailed financial package for senior management, tracking specific business plan execution and provided variance analysis and resolved key issues.• Created a financial modeling, which became the standard part of UNICARE and Specialty Division’s close and budgeting for aligning strategy, management and operations. It helped business units to become aligned, accountable and action-oriented and was adopted by other business units internally.• Conducted and documented complex financial and business related analyses with Actuarial department.• Provided decision support analysis for improving existing business and new products and services initiatives. Research fields included financial and expense performance, rate of return, depreciation, working capital and investment.• Focuses on business improvement initiatives and led and directed projects. Provided guidance to less experienced financial consultants. Involved in-house training to help co-workers better understand financial variables.• Quantified and validated the results of implemented strategies for operation savings, special programs and business initiatives.• Initiated projects to improve business process involved in broker system, networks, operation, etc. • Coordinated with Sales, Marketing, Operation and Actuarial department to analyze risks and opportunities that certain business actions would involve or present.