• Successfully transformed India corporate card acquisition process to comply with Reserve Bank of India (RBI) data safety requirement under extremely tight time constraint.• Drove seamless corporate card onboarding experience with the adoption of new data sources and multi-tier credit underwriting strategies.• Owned digital credit risk acquisitions for global corporate card portfolios, including US, UK, Australia, and India.

• Launched new versions of US consumer Green and Gold cards with expanded payment flexibilities and mitigated charge-off losses, delivering $MMM incremental PTI through 2024.• Planed and delivered Buy Now Pay Later functions across Amex & Delta co-brand cards and delivered expected incremental PTI of $MMM through 2024.• Achieved $MM incremental post-tax income (PTI) over two years with industry-leading new line modeling framework for consumer and commercial new account acquisitions across US and UK.

At MIAC, I managed product life cycles from initial planning through launch: I defined roadmaps, prioritized features, and coordinated releases. I also assisted with data optimizations to enhance borrower analytics and bond trading. • Selected from 20+ peers to work directly with CEO to manage flagship products that generate 50% of company revenue, serving as sole liaison between CEO, product owners, and software engineering team.• Chosen to lead team of 12 on three-year project developing and commercializing proprietary Mortgage-Backed Security (MBS) prepayment software product; quickly brought in 50+ new clients and grew product revenue 500%.• Synthesized historical par note rates from 14 major investors and designed 500+ new rules to automate calculations.• Wrote 100-page reference manual from scratch; used help & manual application to import to Web site and software.• Promoted from intern, to analyst, to associate, to VP in rapid succession within five years.

I was recognized as a star analyst and chosen from 70+ interns to publish an article in SSE’s newsletter. Moreover, I gained hands-on experience in finance by collaborating with 20+ clients to provide customized assessments of opportunities and potential threats.