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Being a part of my family’s cattle farm, a sales officer, a credit analyst, and by working with completed loans, I have a unique perspective and insight into finance as I have been a part of the lending process from the field, to the closing table, and to the last payment made. Additionally, my experiences have allowed me to work with everything from small hobby farmers, all the way up to corporate entities needing hundreds of millions of capital. This diverse background has equipped me with a wide range of tools to help those that I work with succeed.
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CobankLouisville, Ky, Us -
Credit OfficerCobank Jun 2018 - PresentGreenwood Village, Co, Us- Earned a promotion to Credit Officer by being a tremendous teammate and by displaying many examples of delivering on the CoBank value proposition. Examples include consistently picking up additional credit actions/customers to help my team and by serving on internal teams beyond standard duties as the “Power User” of the Relationship Pricing Model and as a member of the Credit Task Force. - Selected to CoBank's Relationship Management Development Program to prepare to be a sales officer.- Received 20 GEM Awards for "Going the Extra Mile" from my peers and management.- Completes timely annual reviews, renewals, and new money requests for my $900 million portfolio.- Managed the Louisville interns for the past three years and all have been offered full time employment by CoBank.- Mentors new and younger associates about agriculture and writing to risk in credit actions. -
Processed Beef Sales/Farm Manager - Farm LaborerBrooks Family Farm Jan 2004 - Present- Primary sales officer of the operation utilizing face-to-face interactions, social media outlets, and word-of-mouth to move all beef products.- Consistently produces premium beef cattle. Results: 7-Grand, 10-Reserve Grand, and 25-Champions. Average herd size of 60 breeding cows. - Recruits, trains, and supervises farm employees. - Dedicates countless hours advertising cattle to potential customers at farm shows and beyond. - Researches cattle genetics and traits to artificially inseminate them to improve herd quality.
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Bartender - Server - Wedding OfficiantThe 1894 Lodge Aug 2022 - Present- Provides prompt, accurate, and consistent service while ensuring that customers’ needs are exceeded.- Works private events at the Lodge and its affiliates that has included solo bartending at large weddings and the honor of serving as the wedding officiant. - Developed a loyal customer base through exceptional customer service and knowledge of beverages by preparing cocktails, mocktails, and other drinks following recipes, standards, and customer preferences.-Cleans and organizes my area in keeping up with the restaurant’s culture and standards of excellence. - Trains new associates on best practices to achieve success, how to best up-sell food and beverages, and how to properly handle a disgruntled patron. -
Agricultural Finance SpecialistAgrifinancial Services Sep 2016 - Jun 2018Louisville, Kentucky, Us- Trusted partner of nearly a dozen different investors and funding sources for the portfolio by being an engaging team player that worked hard to ensure risks were identified and appropriately addressed. - Analyzed customer's financial information to develop a course of action to primarily repair stressed credits as well as loan conversions and maintenance on the entire portfolio that was just over two billion dollars.- Created and executed modifications to notes and mortgages, collateral substitutions, and loan assumptions, demonstrating extensive understanding of all stages of finance.- Acted as the initial contact in the collection process. A notable success was working with a customer to receive their delinquent $411,000 payment, which saved the company attorney and foreclosure fees. -
Agricultural Loan UnderwriterAgrifinancial Services May 2012 - Sep 2016Louisville, Kentucky, Us- Originated loans by visiting farms, working farm/trade shows, and referrals from satisfied customers. - Selected to be a member of the Credit Committee due to my thorough reports and agricultural knowledge. - Analyzed and processed over $350 million loans and leases for both farms and commercial businesses. -
Agricultural Loan UnderwriterAmerican Farm Mortage Co Inc Jan 2012 - May 2012Louisville, Ky, Us- This position honed my credit analysis skills and broadened my agricultural knowledge by introducing me to the agricultural world outside of Indiana, Michigan, and Kentucky.- Analyzed client’s financial information and sold our products to new prospects and existing customers. -
Assistant Vice President Of Agriculture For Southern In And Ky / Agricultural LenderPnc Feb 2010 - Jan 2012Pittsburgh, Pennsylvania, Us- 2011 Achievement Award winner for superior sales, outstanding service, excellent engagement, and inspiring leadership.- 109% for overall production goal in 2010. - Continually gained and retained clients by out negotiating competitors that have better terms, fees, and rates by showing the value of working with PNC as well as me. - Grew and upheld portfolio of loans exceeding $35 million and greater than 200 clients. - Managed business banking assistant’s daily activities and business bankers on small Ag loans. -
Agricultural Industry Specialist / Commercial BankerWells Fargo Bank Oct 2008 - Feb 2010- Topped production list by surpassing loan goals of $600,000 second and third quarters of 2009. Results: second quarter $3,054,000; third quarter $1,994,000.- Quickly learned from experienced bankers, adapted my abilities, and surpassed their production by leading the district in loan production Q1.- Grew and maintained loan portfolio of over $20.5 million by more that $5.5 million.- Managed business banking assistant’s daily activities.
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Sales RepresentativePro Pac Super Premium Pet Foods Apr 2007 - Sep 2008- Sold on average 3.6 Pro Pac products per day worked in new and established markets. - Promoted Pro Pac Pet Food's strengths with solo demo-booths in various stores.
Zac Brooks Skills
Zac Brooks Education Details
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Purdue UniversityAgricultural Economics
Frequently Asked Questions about Zac Brooks
What company does Zac Brooks work for?
Zac Brooks works for Cobank
What is Zac Brooks's role at the current company?
Zac Brooks's current role is Credit Officer at CoBank.
What is Zac Brooks's email address?
Zac Brooks's email address is ag****@****hoo.com
What is Zac Brooks's direct phone number?
Zac Brooks's direct phone number is +150243*****
What schools did Zac Brooks attend?
Zac Brooks attended Purdue University.
What skills is Zac Brooks known for?
Zac Brooks has skills like Agriculture, Farms, Agribusiness, Credit Analysis, Loans, Sales, Finance, Banking, Negotiation, Customer Service, Commodity, Portfolio Management.
Who are Zac Brooks's colleagues?
Zac Brooks's colleagues are Zena-Lynn Breimhorst, Cassie Mccreary, Jeremy Leiting, Michael Murphy, Bill Fox, Emmie Noyes, John (Jt) Parker.
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