Zachary Lorence
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Zachary Lorence Email & Phone Number

Senior Mortgage Underwriter at Neighborhood Loans
Location: Troy, Michigan, United States 6 work roles 3 schools
1 work email found @unitedshore.com LinkedIn matched
✓ Verified May 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email z****@unitedshore.com
LinkedIn Profile matched
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Current company
Role
Senior Mortgage Underwriter
Location
Troy, Michigan, United States
Company size

Who is Zachary Lorence? Overview

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Quick answer

Zachary Lorence is listed as Senior Mortgage Underwriter at Neighborhood Loans, a company with 173 employees, based in Troy, Michigan, United States. AeroLeads shows a work email signal at unitedshore.com and a matched LinkedIn profile for Zachary Lorence.

Zachary Lorence previously worked as Senior Mortgage Underwriter at Homesite Mortgage and Senior Mortgage Underwriter at Success Mortgage Partners. Zachary Lorence holds Bachelors Of Business Administration, Finance from Walsh College.

Company email context

Email format at Neighborhood Loans

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{first_initial}{last}@unitedshore.com
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AeroLeads found 1 current-domain work email signal for Zachary Lorence. Compare company email patterns before reaching out.

Profile bio

About Zachary Lorence

Experienced Senior Mortgage Underwriter with a demonstrated history of working in the financial services industry. Analytically minded and seasoned mortgage professional offering over ten years of diverse and skilled experience in mortgage underwriting (Conventional, FHA, VA and Jumbo/Non-Agency). Broad knowledge base, detail oriented, coachable, effective communications skills, and exceptional work ethic.

Listed skills include Customer Service, Real Estate, Microsoft Office, Foreclosures, and 13 others.

Current workplace

Zachary Lorence's current company

Company context helps verify the profile and gives searchers a useful next step.

Neighborhood Loans
Neighborhood Loans
Senior Mortgage Underwriter
downers grove, illinois, united states
Employees
173
AeroLeads page
6 roles

Zachary Lorence work experience

A career timeline built from the work history available for this profile.

Senior Mortgage Underwriter

Shelby Township, Michigan, United States

Jan 2023 - Aug 2023

Senior Mortgage Underwriter

Plymouth, Michigan, United States

  • Expertise in conventional, FHA (Total and manual loans), manual jumbo non-conforming and several down-payment assistance loans.
  • Detailed analysis of personal assets, income, title, credit, and other relative documents for clients to secure accurate decisions in the loan process.
  • Analyzation of personal and business tax returns for income qualification.
  • Accurate and final decisions to issue clear to close
  • Review of fraud assistance programs to insure clean loans.
  • Effective communication with loan officers, loan partners and processors for smoother process.
Sep 2019 - Oct 2022

Fha/Jumbo Mortgage Senior Underwriter

Pontiac, MI

  • Expertise in conventional, FHA, and manual jumbo non-conforming loans.
  • Detailed analysis of personal assets, income, title, credit reports, and relative documents for wholesale clients to secure accurate decisions to complete loan process.
  • Analyzed personal and business tax returns for income qualification.
  • Mentored several entry level and senior underwriters.
  • Error rate less than 3%.
  • Promotion from Underwriter II to Sr Underwriter in December 2013
Jun 2013 - Aug 2019

Loss Mitigation Underwriter

Flagstar Bank

Troy, MI

  • Underwriting of loss mitigation options for all workout types on FNMA, FHLMC, and
  • FHA loans.
  • Compliance with established timelines and individual requirements for loss mitigation
  • options.
  • Reviewed, calculated, and analyzed income, assets, and mortgage documents.
Sep 2012 - Jun 2013

Finance Specialist

Schneiderman

Farmington Hills, Michigan, United States

  • Informed client of attorney fees/costs, closing/billing of files, service transferring files,
  • Freddie Mac billing, and relations between clients and borrowers.
  • Knowledge of foreclosure and accounting processes.
  • Contact with customers to collect outstanding payments via one-time or negotiatedinstallment methods.
Jan 2009 - Sep 2012
Team & coworkers

Colleagues at Neighborhood Loans

Other employees you can reach at neighborhoodloans.com. View company contacts for 173 employees →

3 education records

Zachary Lorence education

High School Diploma

De La Salle Collegiate High School
FAQ

Frequently asked questions about Zachary Lorence

Quick answers generated from the profile data available on this page.

What company does Zachary Lorence work for?

Zachary Lorence works for Neighborhood Loans.

What is Zachary Lorence's role at Neighborhood Loans?

Zachary Lorence is listed as Senior Mortgage Underwriter at Neighborhood Loans.

What is Zachary Lorence's email address?

AeroLeads has found 1 work email signal at @unitedshore.com for Zachary Lorence at Neighborhood Loans.

Where is Zachary Lorence based?

Zachary Lorence is based in Troy, Michigan, United States while working with Neighborhood Loans.

What companies has Zachary Lorence worked for?

Zachary Lorence has worked for Neighborhood Loans, Homesite Mortgage, Success Mortgage Partners, United Shore, and Flagstar Bank.

Who are Zachary Lorence's colleagues at Neighborhood Loans?

Zachary Lorence's colleagues at Neighborhood Loans include Sue Alvarez, Danielle Ebert, Alexis Rangel, Matthew King, and Andrew Gall.

How can I contact Zachary Lorence?

You can use AeroLeads to view verified contact signals for Zachary Lorence at Neighborhood Loans, including work email, phone, and LinkedIn data when available.

What schools did Zachary Lorence attend?

Zachary Lorence holds Bachelors Of Business Administration, Finance from Walsh College.

What skills is Zachary Lorence known for?

Zachary Lorence is listed with skills including Customer Service, Real Estate, Microsoft Office, Foreclosures, Invoicing, Accounts Receivable, Loss Mitigation, and Microsoft Excel.

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