Zachary Rasmussen Email and Phone Number

I am an enthusiastic, results-driven professional who is an efficient problem solver with excellent verbal and written communication and negotiation skills. I have risk mitigation experience in problem credit management with strong emphasis on compliance with regulations, corporate policies, and procedures. As a loan adjustor my responsibilities include reviewing, negotiating, and adjusting a medium size portfolio of moderately complex to complex delinquent/problem loans or high-level collateralized accounts where special handling is required, including SBA 504 and 7a relationships. Functions include negotiating workouts that best fit the borrower, Bank, and compliance policy, evaluating risk, analyzing financials, recommending implementing foreclosure, forecasting payments or criticize loan changes, communicating with legal and giving direction to legal, recommend negotiating settlements/offer in compromise, liquidation including cost/benefit analysis, and collateral perfection issues. Maintained a portfolio of relationships with balances up to $6 million including loans on accrual status, non-accrual, charged off, secured and unsecured. Current additional responsibilities include assistance in developing 5 team members skill sets as Loan Adjustors.