At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or dream home.First Access Lending is through East Coast Capital, a 25-year veteran in the mortgage industry. We have the foundation to deliver on our mission of access through specialized products, personalized consultation, comprehensive education, and unwavering integrity. We are committed to helping our clients achieve their financial goals.NMLS # 919543NMLS # 1403

Advisory board member for startups and small businesses

Own and manage real estate portfolio(4), committed to 10 by 2031.

Zachary Bosson NMLS ID 919543 Lower, LLC Equal Housing Opportunity Lender NMLS ID#: 1124061 www.nmlsconsumeraccess.org www.lower.com/license www.lower.com/privacy Applications are subject to credit approval. Terms and conditions subject to change. Restrictions may apply, call 888-826-2710 for complete loan details. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Any stated interest rate may change or not be available at the time of loan commitment, lock-in, or closing. Not affiliated with or acting on behalf of HUD, VA, FHA or any agency of the federal government. 8621 Robert Fulton Drive, Suite 150, Columbia, MD 21046 Conducts business as “Lower.com, LLC” in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom, LLC” in Montana in lieu of Lower, LLC. https://www.lower.com/legal/disclaimers