Zachary Varnadoe Email & Phone Number

Jacksonville, Fl, Us

Jacksonville, Florida, United States

NMLS ID: 1540144Assist Sales Support, Business Operations and Compliance in identifying Policy and Procedure gaps.▪ Responsible for end-to-end assessments that identify operational and regulatory risks in addition to operational process gaps.▪ Member of a small team directly responsible for analyzing all Mavent compliance related fails received in the Direct-to-Consumer division. If necessary, documenting and exercising our authority to apply pricing concessions in the course of… Show more NMLS ID: 1540144Assist Sales Support, Business Operations and Compliance in identifying Policy and Procedure gaps.▪ Responsible for end-to-end assessments that identify operational and regulatory risks in addition to operational process gaps.▪ Member of a small team directly responsible for analyzing all Mavent compliance related fails received in the Direct-to-Consumer division. If necessary, documenting and exercising our authority to apply pricing concessions in the course of our work. Show less

Jacksonville, Florida, United States

NMLS ID: 1540144◾Manages teams' sales performance, motivation, scheduling, training and administration of policies/procedures◾Ensures originations team is presenting loans at appropriate rate, amounts, terms that comply with NewRez program guidelines◾Partner with L&D department to successfully train Junior Mortgage Consultants◾Reviews sales pipeline on daily/monthly basis in order to achieve monthly sales goals◾Advises and assists in resolution of customer complaints… Show more NMLS ID: 1540144◾Manages teams' sales performance, motivation, scheduling, training and administration of policies/procedures◾Ensures originations team is presenting loans at appropriate rate, amounts, terms that comply with NewRez program guidelines◾Partner with L&D department to successfully train Junior Mortgage Consultants◾Reviews sales pipeline on daily/monthly basis in order to achieve monthly sales goals◾Advises and assists in resolution of customer complaints concerning any area of the company◾Assists in training/development of loan officers to function in all aspects of the origination process◾Teaches sales techniques in an environment with company provided leads◾Works with the Call Center Regional Manager to achieve team/Regional goals◾Maintains personal and team compliance with NewRez Code of Conduct◾Collaborates with the Operations Department to assist in the flow of production/salesRecruits, interviews and selects loan originators◾Participates in Corporate working groups◾Performs other duties as assigned by Region Manager/ SVP of Direct to Consumer Show less

Jacksonville, Florida

NMLS ID: 1540144◾Participate in all steps related to the origination of a mortgage loans including, but not limited to, speaking with prospects, counseling borrowers, taking mortgage loan applications, and negotiating terms of mortgage loans.◾Utilize various borrowing programs and mortgage products to ensure borrower satisfaction and to fulfill fiduciary duty.◾Consistent review of reports, analysis, and statistics to help maximize selling opportunities, client satisfaction, and… Show more NMLS ID: 1540144◾Participate in all steps related to the origination of a mortgage loans including, but not limited to, speaking with prospects, counseling borrowers, taking mortgage loan applications, and negotiating terms of mortgage loans.◾Utilize various borrowing programs and mortgage products to ensure borrower satisfaction and to fulfill fiduciary duty.◾Consistent review of reports, analysis, and statistics to help maximize selling opportunities, client satisfaction, and funded loans.◾Adhere to all federal and state compliance guidelines while performing duty as a mortgage loan originator.◾Recognized each year during active production as being in the top 10% of all loan officers at the Bank regarding Loan Officer satisfaction and Net Promotor Score per closed client loan surveys.◾Functioning as a subject matter expert to my teammates regarding Bank overlays and preferred product offerings.◾Significant experience over my tenure as a loan officer originating more demanding & unique loan products, such as: Preferred physician program, 1st lien Interest Only Home Equity Lines of Credit, delayed financing, jumbo and non-jumbo purchases requiring expedited close of escrows under 25 days, NY CEMA transactions, jumbo mortgages requiring layered variances and/or credit council/EVP Credit authority signatures. Show less

Jacksonville, Florida

◾Prepared loans for processing and underwriting by ordering appraisal products according to credit guideline requirements.◾Reviewed loan files for data accuracy, and required income and asset documentation to ensure expedient review by underwriting for initial credit decision◾Frequently recognized for exceptional customer service and client focus by the sales and operations teams◾Helped educate and guide new members of the team to guarantee they were prepared and capable to fulfill… Show more ◾Prepared loans for processing and underwriting by ordering appraisal products according to credit guideline requirements.◾Reviewed loan files for data accuracy, and required income and asset documentation to ensure expedient review by underwriting for initial credit decision◾Frequently recognized for exceptional customer service and client focus by the sales and operations teams◾Helped educate and guide new members of the team to guarantee they were prepared and capable to fulfill their job role and functions for the business unit◾Provided leadership for the team when colleagues are overwhelmed to ensure daily requirements and SLAs are upheld◾Prepared and organized training material concerning appraisal integration functionality for the sales and operations teams◾Identified a technical issue within the Encompass loan origination system which prevented proper order integration with EverBank's appraisal vendors. Coordinated with system engineers to ensure a proper solution was implemented, leading to a significant increase in system efficiency. Show less