Zairy Gonzalez De Tiburcio Email & Phone Number

Dominican Republic

- Assessed and analyzed business systems and commercial activities to ensure compliance with existingpolicies and regulations.- Monitored business operations and maintaining the security checklist- Production of monthly reports and data updates.- Monitoring business operations and transactions to prevent money laundering.- Elaborate Criteria Based Statistics to identify projecs impacts and risks.- Led workshops on compliance regulations, internal company policies, and internal business management within the legal framework.- Developed the compliance unit for the credit union under the money laundering prevention regulation.- Obtained certification of no objection from the regulatory entity.- Collaborated in creating of the code of ethics of the company.- Ensured compliance with internal and legal regulations - Training team (25) in risk prevention and regulatory compliance.- Recruitment and selection of personnel.- Testing to evaluate processes, enhance test scripts and analyze results.- Created and managed action plans to mitigate audit discoveries and compliance concerns.- Analyzing data to provide insights and recommendations for mitigating conduct risk.- Monitoring regulatory developments to communicate risks or opportunities to relevant groups.- Facilitated adherence to safety and regulatory objectives and managed client-specific projects, trainingprograms and personnel background checks.- Established internal controls and processes to support compliance.- Liaised between regulatory agencies and internal departments.- Monitored compliance risk controls to identify deviations and offer recommendations.

Dominican Republic

- Monthly reports and risk matrices of loans approved by the Credit Committee.- Review credit applications for compliance - Ensured that applications followed the established standards for both substance and documentation- Created first-instance review mechanisms.- Negotiated rates with customers and entered payments into accounting system.- Quarterly and Annual budgets developing to support organizational needs and expenses.- Arranged for debt repayment and established repayment schedule based on customer finances.- Developed collection methods to achieve or exceed company financial goals.- Prepare documentation required for collection and repossession activities.- Reviewed customer financial data to ascertain level of risk involved for extending credit.- Prepared basic and preliminary credit analyses to determine creditworthiness and compliance.- Monitored and maintained compliance with internal controls and government regulations.- Presented key information to upper management and executive team for loan recommendations.- Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.

Dominican Republic

- Addressed investor partner accounts for money laundering prevention and compliance.- Updated the guide of services, bylaws, code of ethics, and internal and external credit union regulations.- Reported cash payments made by members to the compliance department.- Performed deposit tracking, payment application to the corresponding customers.- Established business relationships with customers.- Addressed inquiries, resolved customer issues and managed customer relations.- Followed policies and procedures to meet or exceed established performance requirements.- Educated customers on special pricing opportunities and company offerings.- Organized and prioritized tasks and activities and worked within strict timeframes and deadlines.- Met and exceeded productivity targets by handling every interaction with top-notch customer service.- Upheld quality control policies and procedures to increase customer satisfaction.- Performed needs analysis and presented options based on findings to help customers make decisions.

Postgraduate Degree, Business, Project Management And Leadership.

Bachelor'S Degree, Law