Zarik Khan Email & Phone Number

New York, Ny, Us

New York, New York, Us

Offering audit and compliance consulting, process improvement and mapping, tax preparation and planning, career development coaching, resume review and writing, job interview preparation, fintech industry research and more. Value proposition is the focus on the human element and willingness to listen rather than just dive right in, as demonstrated through over 18 years of satisfied clients

Publishing the weekly “Fintech Compliance Chronicles” to provide insights on the fintech industry to over 2000 subscribers and growing (on both LinkedIn and Substack)

New York, New York, Us

Co-led compliance audit on issues management driven by a regulatory examination. Worked with a cross-functional team and stakeholders in first and second lines of defense to validate remediation of six risk management and compliance related regulatory issues in two months. Provided daily coaching and development to three junior team members based in India, overcoming time zone challenges.

New York, Ny, Us

Providing tax experience, networking support and fintech process expertise to founder of startup focused on simplifying 1099 expense tracking for gig workers and saving $5000+ per worker.

Mountain View, Ca, Us

- My primary goal is to conceptualize, often from scratch, audits over key products in the business in Payments, Marketing and Devices & Services and ensure they are driven to completion; these audits have identified technical, regulatory and operational opportunities for process improvement.- I’ve managed a team of up to four professionals distributed across four time zones while helping develop their careers, supporting their identities and psychological safety, and providing structured and unstructured feedback - as a result of the team norms and structure I developed our team saw an increase in number of projects completed between 2020 (3) and 2021 (5).- I’ve built and maintain relationships with 30-40 global cross-functional partners within Internal Audit and in external departments including Legal, Compliance, Finance, Product and Engineering.- I help maintain ten regulated payment entity money transmitter/aggregator licenses globally in partnership with APAC and EMEA audit teams, Compliance, Information Security, Finance and Legal. We do this by delivering audit plans that comply with local AML laws and include coverage for transaction monitoring, sanctions and KYC; along with regularly reporting results to local boards and audit committees.- I develop dynamic risk assessments and strategies for regulated payment entities and Marketing, resulting in a coverage model and a multi-year audit plan that is based on a combination of prior audit information, stakeholder interviews, industry data, financial results, internal initiatives and risk events, first and second line testing, and regulatory exams.- I led efforts to improve department processes, including overhauling senior stakeholder engagement and deploying maturity models in reports.- I built a community of people managers in the NYC Google site with two other peers by leading monthly discussions on leadership challenges and was recognized for pioneering these efforts with a “peer bonus” award.

Riverwoods, Il, Us

- I used my knowledge and relationships to take partnerships with executive business leaders across the company to the next level, looking beyond the tactical results that my team was delivering and focusing on recommending holistic solutions that would eliminate silos, align approaches and achieve a common big-picture organizational view based on risk assessment of operational, fraud, credit and compliance risk.- On numerous occasions, I would collaborate with Compliance and Risk teams to ensure regulatory exam readiness and jointly participate in regulator requests/walkthroughs.- In a unique role for auditors, I led the effort across our department to provide proactive feedback and strategic insight on new company product feature design and Lean/Agile implementation of strategic initiatives; assessing product launch risk. Some of the customer-facing launches my team and I provided input on included the company’s small business card, the relaunch of Identity Theft Protection, SSN alerts/Dark Web Monitoring and Credit Scorecard.- I continued to take pride in serving as direct manager, coach, mentor and positive influence to a team of seven while advocating for their career development and growth.- I also stepped outside my comfort zone of cards to oversee risk-based and consultative reviews on payments security/network safety- I continued to conceptualize and oversee end-to-end audits of our card issuing business including fraud management, underwriting, disputes, collections, recovery, and marketing; ensuring business initiatives, operations and key risk indicators/metrics aligned to business strategy and that we were achieving regulatory compliance.- I was proud to have the opportunity to share thought leadership across the profession within our financial services industry by creating a baselining exchange with audit peers at other finance firms and banks, with a focus on emerging trends, regulatory examination leading practices and process improvements.

Riverwoods, Il, Us

Riverwoods, Il, Us

Riverwoods, Il, Us

Riverwoods, Il, Us

Us

Chicago, Il, Us

Master Of Business Administration - Mba

B.B.A., Accounting, Information Systems