Zauresh Dalae Email & Phone Number

Australia

Sydney, New South Wales, Australia

Sydney, Australia

Almaty, Kazakhstan

• Tsesna Garant is a Kazakh general insurance company and a subsidiary company of Tsesna Bank (now Jysan Bank), with around US36.6m in assets as of December 2017. About 40% of its insurance portfolio is motor third party liability insurance. S&P Global Rating В+ (stable outlook).• The position of actuary in an insurance company is set by the law and the person must have a license from the regulatory authority.• Key responsibilities included insurance reserves valuation, loss ratio analysis, setting a retention for each product for reinsurance purposes and for large contracts, pricing, forecasting and budgeting, and statutory reports preparation. • As actuary I was responsible for strategic planning, underwriting and reinsurance policy and I was deputy chairperson of the underwriting committee.

Almaty, Kazakstan

• GMP LTD is a small management consulting company with annual revenue about US300,000. • Responsibilities included consulting in strategic planning, claims forecasts and budgeting, creating a procedure for reinsurance protection, portfolio monitoring and actuarial analysis.• Regular written and verbal presentations at Board of executives of an insurance company (Tsesna Garant).

Almaty

• Alliance Policy is a private general insurance company with around US62m assets as of December 2011 and different types of products including private health insurance. The company had sixteen branches and its own medical assistance company, which operated nationally and had two medical clinics in the two biggest cities. • Significant achievements include: - Company’s portfolio increased by 60% from 2009 to 2012, and retail sales increased by 99%.- The Company expanded distribution, introduced new products and new information system.- Reduced the loss ratio from 65% to 44%.- Development of an effective staff motivation and reward system.• Key responsibilities included:- Strategic planning and goals delivery.- Management of the company with staff about 350 and around 1500 insurance agents.- Directly managed three Deputy Chief Executive Officers and support functions: Actuarial, HR, Legal, IT, Marketing, Business processes and Insurance investigators, medical assistance including two medical clinics. - Regular presentations at the Board of Directors of insurance company.- Regular meetings with regulator, press and media, reinsurers and commercial clients. Active participation in working groups on new and proposed legislation in the Association of Financiers of Kazakhstan.

Almaty, Казахстан

• BTA insurance was one of the biggest and best-known general insurance companies with assets around US190m as of December 2008. The company was a leader in retail insurance in Kazakhstan, with motor insurance, motor third party liability insurance and homeowner’s insurance making up half of the insurance portfolio, alongside commercial insurance. • Significant achievements include:- Company was number one in retail insurance in the Kazakh market.- Company’s portfolio increased by 50% per year, and retail sales increased by 100% per year from 2005 to 2008.- Company’s ROE was about 20% pa.- Company had best business processes and best insurance information system in the market in the opinion of one of the Big 4 audit companies. - Strong professional motivated team.• Key responsibilities as Chief Executive Officer, Deputy Chief Executive Officer include:- Strategic planning and business delivery.- Management of the company with staff about 400 people and around 2000 insurance agents.- Directly managed of three Deputy Chef Executive Officers, and departments: Actuarial, HR, Legal, IT, Retail sales, Marketing, Business processes and Insurance investigators. - Regularly presentations at the Board of Directors of insurance company and Board of Directors of a sole shareholder BTA Bank.- Regularly meetings with regulator, the media, reinsurers and commercial clients. Active participation in working groups to new and proposed legislation in Association of Financiers of Kazakhstan.

Almaty, Kazakhstan

- Management of Financial and Actuarial Departments. - Budgeting and forecasting.- Financial control and cash flow management.- Statutory and internal reports preparation

Almaty, Kazakhstan

- Management of team of 8 professionals.- Insurance reserves valuation, loss ratio analysis, setting a retention for each product for reinsurance purposes and for large contracts, pricing, forecasting and budgeting, statutory reports preparation.

Almaty, Kazakhstan

- Insurance reserves valuation, loss ratio analysis, setting a retention for each product for reinsurance purposes and for large contracts, pricing, forecasting and budgeting, statutory reports preparation.

Fellow Of Actuarial Society Of Kazakhstan, Actuarial Science

Bachelor'S Degree, International Economics