Zachary Hoffman Email & Phone Number

Oakland, CA, US

Riverwoods, IL, US

Minneapolis, MN, US

• Was transferred to this role in May 2023 as part of US Bank's acquisition of Union Bank.
• Maintained the bank’s SAS data processes.
• Worked to convert SAS reporting processes to a combination of Python and SQL.
• Managed code governing the Business Banking Group model.
• Used SAS, SQL, and Python to conduct deep-dive data gathering, analysis, and statistical modelling to manage the bank’s portfolios and models and determine necessary changes.
• Analzyed the bank’s credit portfolios on an ongoing basis, including conducting significant data analysis, breaking down performance by industry, sector, collateral, and other indicators.

San Francisco, CA, US

• Maintained the bank’s SAS data processes.
• Worked to convert SAS reporting processes to a combination of Python and SQL.
• Managed code governing the Business Banking Group model.
• Used SAS, SQL, and Python to conduct deep-dive data gathering, analysis, and statistical modelling to manage the bank’s portfolios and models and determine necessary changes.
• Analzyed the bank’s credit portfolios on an ongoing basis, including conducting significant data analysis, breaking down performance by industry, sector, collateral, and other indicators.
• Coordinated with cross-functional teams to conduct relevant data analysis and deliver and interperet results.

San Francisco, CA, US

Promoted to Sr. Quantitative Analyst / Vice President in May 2022.Transferred from Portfolio Management Group (aligned to MUFG) to the Scorecard Modeling Group (aligned to Union Bank) in November 2018.

Chiyoda-ku, Tokyo, JP

• Worked with Portfolio Managers to assess our clients’ strategic direction and credit risk, reviewed deal terms, and underwrote a variety of transactions including refinancings, acquisition financings, and AR.
• Developed new analytical tools and financial models using Excel and SAP BusinessObjects, including reports detailing exposure trends and other information that was previously not readily available.
• Wrote in-depth reviews of clients, covering business risk, strategic risk, and financial risk. Clients included large technology distributors, semiconductor manufacturers, cloud software companies, and storage companies.

Chiyoda-ku, Tokyo, JP

Promoted to Associate effective June 2018.

New York, NY, US

• Presented detailed reports to rating assessment committees covering business and financial risk.
• Estimated recovery prospects for "High Yield" issuers by analyzing debt structure.
• Met and consulted with management and ownership of consumer products companies.
• Worked with firms including: Post, Hostess, Kraft Heinz, Del Monte, ConAgra, Blackstone, Estée Lauder, General Mills, KKR, and Apollo Global Management.

San Francisco, CA, US

• Assisted with teaching duties for a class of 60 graduate students, including grading, administering quizzes and exams, conducting office hours, and tutoring.
• Taught a class covering ratings agencies, along with an overview of bond ratings and the basics of the various classes of bonds.

Master Of Science (Ms), Financial Analysis

Nanodegree, Machine Learning

Risk Management, Leadership, Mountaineering

Bachelor Of Science (Bs), Economics