I have a background in program and product design and management, collaborating with various organizations, including Govt. agencies, MFIs, NGOs, commercial banks, and small finance banks across India, Bangladesh, and Africa. My proficiencies encompass program design and rollout, youth development, institutional due diligence, strategic business planning, donor management, and digital financial services (DFS) design and rollout.My recent work focuses on setting up and expanding a youth-centric organization. In my previous role as a Specialist at MicroSave Consulting (MSC), I managed strategic partnerships with organizations such as the National Rural Livelihood Mission (NRLM), NITI Aayog, Odisha Livelihoods Mission, the Bill & Melinda Gates Foundation, MetLife Foundation, BRAC Bangladesh, and others. During my tenure, I worked on several key projects, including preparing microfinance institutions in India and Bangladesh to manage the Covid-19 pandemic, conducting a study on digital financial channels across nine countries in South Asia and Africa for BMGF, developing a compendium of youth best practices in South Asia and Africa for FMO Bank (Netherlands) and International Youth Foundation (Washington DC), building a new business vertical for Barefoot College International, overseeing the transformation of an MFI into a bank, assessing the business model for ESAF bank from a sustainability and regulatory compliance standpoint, developing a detailed project report (for RBI) for India Post payments bank, and digitizing products and processes for many banks. Before joining MSC, I was the National Product Manager in the Micro-banking division at Ujjivan Small Finance Bank. I undertook various roles and assignments, including setting up and managing the micro-banking operations, designing and rolling out digital lending solutions, and developing products, processes, and policies. I have worked as a Subject Matter Specialist at PRADAN (an NGO), designing and implementing a youth employability program to enhance livelihood aspirations and the socio-economic profile of tribal youth in Madhya Pradesh. Previously, I worked with HDFC Bank as a relationship manager in the Emerging Corporate Group division. I managed healthcare finance and other ECG businesses for the bank in Madhya Pradesh and Chhattisgarh.Earlier, I worked as a Zonal head of sales and distribution at Adhikar Micro-finance Private Limited in Odisha.I hold a postgraduate diploma in rural management from Xavier Institute of Management, Bhubaneswar. I am fluent in English, Hindi, and Urdu.