Zehra Kothari Email & Phone Number

Australia

• Highlights: Recognition from senior management on handling of high watch accounts
• Manage portfolio performance of customers with revenue upto $100m by reviewing and assessing ongoing credit, project completion, documentation, operational and security risks. This involves preparation of Credit.
• Engage with Business Development, Credit, and Legal Teams during the documentation and execution phase of a transaction.
• Manage all administrative aspects of the allocated… Show more Highlights: Recognition from senior management on handling of high watch accounts
• Manage all administrative aspects of the allocated portfolio including drawdowns, repayments, and reporting of transaction details & exposures.
• Manage relationships with customers and visit their office & factory premises.

Barangaroo, New South Wales, Australia

• Highlights: Recognition email from General Manager of Private Bank for a curly transaction
• Credit underwriting for complex consumer and commercial lending applications for home loans, investment loans, business loans and development loans.
• Average loan size of AUD 15Mn with largest deal size being AUD 32.5Mn (largest for the team in 5 years).
• Customer meetings.
• Vetting loan offer documents in compliance with Consumer Act before sending to customer for execution.

Alexandria, New South Wales, Australia

• Highlights: “Spirit of Excellence” award and Deal of the month award
• Credit underwriting for property development loans, property investment loans and business loans for diversified industry segment in the range of AUD30-40Mn.
• Undertaking annual reviews, term extensions, tenancy reviews, and progress draws approvals (property development customers).
• Customer meetings (property developers & builders, corporate customers) and undertaking factory/site inspections.
• Managed 2… Show more Highlights: “Spirit of Excellence” award and Deal of the month award
• Managed 2 vacant portfolios as acting Relationship Manager for a period of 2 months.

Sydney, New South Wales, Australia

• Highlights: “Spirit of Excellence” award and Deal of the month award
• Credit underwriting for property development loans, property investment loans and business loans for diversified industry segment in the range of AUD30-40Mn.
• Undertaking annual reviews, term extensions, tenancy reviews, and progress draws approvals (property development customers).
• Customer meetings (property developers & builders, corporate customers) and undertaking factory/site inspections.
• Managed 2… Show more Highlights: “Spirit of Excellence” award and Deal of the month award
• Managed 2 vacant portfolios as acting Relationship Manager for a period of 2 months.

Sydney, Australia

• Highlight: Recognition from Risk for Credit underwriting skills.
• Credit underwriting for existing commercial facilities with respect to partial discharge of security, restructuring of existing loans, substitution of security and downgrade of stressed accounts.
• Assess financial documentation to support ongoing life servicing of commercial lending facilities.
• Undertake annual review of the clients and other maintenance tasks such as full discharge of security and redraw of term… Show more Highlight: Recognition from Risk for Credit underwriting skills.
• Undertake annual review of the clients and other maintenance tasks such as full discharge of security and redraw of term loans.
• Contact customers and make alternate repayment arrangements as required to support client needs while minimizing business loss.

Mumbai Area, India

• Highlights: 1. Certificate from Executive Vice President of the Bank for “relentless follow-up for recovery of a stressed account”2. Awarded 3rd best team at a national level for generating business.Synopsis:
• Credit underwriting and managing portfolio of customers with revenue upto AUD 200Mn and banking limits upto AUD 75Mn in diversified industry segment.
• Worked on syndication loans of working capital finance, long term lending and Non-Convertible Debentures and attended… Show more Highlights: 1. Certificate from Executive Vice President of the Bank for “relentless.
• Worked on syndication loans of working capital finance, long term lending and Non-Convertible Debentures and attended syndicate bankers meet quarterly basis.
• Meeting customers and undertaking office and factory visits on a regular basis.
• Regular liaising with business teams, customers, brokers, product, and compliance teams.

Mumbai Area, India

• Highlight: Issued special industry research report on steel and pharmaceutical industry.
• Identifying & sourcing new business opportunities from current / existing portfolio and cross selling other banking products.
• Structuring of loan proposals and pricing post which deals of circa AUD 7.5Mn each were submitted to the underwriter for verification and recommendations.
• Developed and maintained relationships with agents, product, compliance, and credit teams.
• Comparable search… Show more Highlight: Issued special industry research report on steel and pharmaceutical industry.
• Comparable search analysis with web review and Industry outlook.

Mumbai Area, India

Pursued MBA in Finance

Mumbai Area, India

Mba/Mms, Finance, First Class With Distinction

Master Of Business Administration - Mba, Finance, General