• Coordinating with Department Head and GM for the negotiating and placing of strategic Purchase Orders with main suppliers.• Overseeing Purchase Orders placed by Procurement Department with secondary suppliers.• Following up with suppliers for order readiness and shipment.• Assigning & Coordinating with Freight Forwarders for arranging cargo collection from suppliers’ premises by adequate shipment method (land - air - sea).• Coordinating with Shipping Lines / Agents when needed for arranging bookings.• Coordinating with Clearing Agents for goods clearance procedures.• Preparing specific Reports for Import Shipments to facilitate monitoring and processing.• Coordinating with Accounting Department for processing necessary payments to suppliers as per sales terms.• Coordinating with Banks for issuing LCs & LGs when necessary. Export Operations• Receiving and processing confirmed Sales Orders from Sales Department• Following up with Factory for production status and setting expected delivery dates.• Issuing corresponding Commercial Invoices, Packing Lists, S/N Lists, and Cert. of Origin, and arranging certifications by Chamber of Comemrce and legalizations by Ministries and Embassies as required.• Coordinating with Banks in case of Export LCs.• Arranging with Freight Forwarders for goods collection from Factory and delivery to Port.• Arranging necessary bookings with Shipping Lines / Agents.• Coordinating with Clearing Agents for processing Export Formalities as per local Customs Authorities.• Following up with End Clients for final delivery of documents, goods, and payment. General Operations• Responsible for issuing and monitoring required L/G’s (Bid Bonds, Performance Bonds, Advance Payment Guarantees) as per the needs of projects under execution.• Coordinating with Accounting Department for reconciling Bank charges under each commercial activity.

• Play a significant role in long-term planning of company activities and operations.• Oversee overall financial management and planning in coordination with the Executive Director.• Development of individual budgets for each operation and allocating the needed financing for its timely execution• Implementing an advanced procedure for the preliminary financial study of proposed operations by setting a general guideline of parameters to follow.• Setting up a periodic reporting system for the review of the company's concluded, ongoing, and proposed operations to allow adequate financial planning of the company's income versus expenses.• Organization of yearly fiscal documents and hold regular meetings with Executive Director around fiscal planning.• Managing the company's monthly payroll and expenses, and overseeing the disbursement of checks and payments to cover these expenses.• Ensure adequate cash flow to meet the company’s needs.• Monitor banking activities of the company.

• Reviewing of problematic Credit Files to discover the main reasons of default.• Recommending action plan to recover / reschedule defaulted loans.• Negotiating with Debtors on a solution to repayment of their debts according to current and projected cash flows (such negotiations include setting of interest rates, additional collateral, and debt reschedule).• Identifying early indications of default whether through the Client’s deteriorating financial capabilities or due to their respectable market segment, enabling for a faster correctional response.• Periodical review of Substandard and Doubtful Loans, and the re-evaluation of these loans depending on new events.• Periodic review of Overdraft Facilities for the purpose of identifying stagnant accounts (minimal movement for past 90 days).• Periodic review of Past Due Bills (past due 60 days).• Member of the Bad Debt Committee

• Overseeing credit applications received from branches before distributing them to Credit Officers.• Overseeing preparation of financial analysis, credit studies, and investigative reports prepared by Credit Officers.• Assessing such studies and reports and adding comments and recommendations (grant-renew-decline) before submitting to Credit Committee.• Implementation and follow-up of Credit Committee decisions and any collaterals required.• Responsible for the study of any exceptional credit requests before submitting to CEO for approval.• Follow-up of over limit accounts, due and unpaid bills, and completion of exceptional credit lines.• Overseeing periodic renewal of credit files including any collaterals required.• Conducting client interviews (in person or over the phone) and collection of initial data required for credit request (application and supporting documents).• Collaborating with Bank’s Legal Dept. on finalizing all real estate mortgages required for granting of credit facilities.• Implemented the Bank’s previously approved policies and procedures with respect to the departmentalization of the Credit Dept. • Expanded the department to include new credit facilities such as Term Loans, Car Loans, and Credit Cards.• Introduced further improvements to the department’s policies and procedures with respect to the new credit facilities on offer.• In addition to the above roles, also an active member of the following committees: - Credit Committees (Branch – Normal – Higher) - Administrative Committee - Bad Debt Committee - Assets and Liabilities Committee

• Responsible for credit file formation.• Study and analysis of credit files – Including interview of prospective clients and site visits.• Responsible for the preparation of credit committee meetings.• Responsible for periodical reports required by Central Bank.• Assisted Credit Manager on the departmentalization of the Credit Department into specialized divisions, as well as assigning each division its set of policies and procedures.

• Appointed by division General to digitize workflow of reviewing post and present medical benefits allocations.• Responsible for implementing new computerized database.• Co-ordination with Army division representatives for submitting monthly medical benefit allocations in digital format.• Preparation of monthly due payment schedules.