Yiming Zhang Email & Phone Number

Market Analysis – Developed database of all 253 US Risk Retention Groups (RRG) to identify opportunities for business development (capital raising and M&A). Database included analysis of policy holder surplus, net premiums written and key financial ratios.Survey of Debt Issuance – Conducted an assessment of recent debt issuance of major insurance companies since March 2012 to provide minority shareholder a perspective on market activity. Survey included issuer name, amount raised, AM best rating, debt structure and purpose.Analyzed contingent capital raising transaction within the insurance sector and accomplished a presentation to recommend comparable for client’s capital restructuring.

New York

Help students with less financial background understanding the basic financial statement analysis (Balance Sheet, Income Statement and Cash Flow StatementAssist students in understanding future cash flow valuation ( DCF valuation, valuation of Bonds and Stocks) and capital budgeting ( NPV and IRR principle)

Beijing

Rotation in Wealth Mgt Division, Institutional Client Division and Personal Housing Loan DivisionAssisted Senior Manager in the daily management of client portfolios (mainly focused on gold and trust investment)Assisted in alternative financing for SouFun Holdings, Ltd ( NYSE ticker SFUN), to help them obtain USD loans from China Construction Bank – Hong Kong BranchReviewed the credit history of personal housing loan applicants and assessed eligibility for the housing loans.

Beijing

Priced the China-life student group insurance (Life & healthcare) based on the historical data from 2005 to 2008.Conducted salary consulting for insurance sales representatives in 44 divisions based on the salary system using Excel and VBA

Master, Financial Engineering

Activities and Societies: Teaching Assistant --- Corporate Finance

Bachlor, Statistics